Effective Date: [21/02/2025]
1. Introduction
Welcome to EMI & Smart Loan("App", "we", "our", "us"). Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our app.
If you have any questions or concerns about this Privacy Policy, you may contact us at dhavalpanasaar2022@gmail.com.
2. Information We Collect
We may collect the following types of information:
2.1 Personal Information
Email Address (if you contact us for support or inquiries)
2.2 Non-Personal Information
Loan details entered in the calculator (not stored)
Currency conversion data (not stored)
App usage statistics (collected anonymously)
3. How We Use Your Information
We use the collected information to:
Provide, operate, and improve the app
Respond to customer support requests
Improve user experience and add new features
4. Data Storage & Security
We do not store or share any personal financial data.
All calculations are done locally on your device.
Any collected data (such as email for support) is kept secure and not shared with third parties.
5. Third-Party Services
Our app may use third-party services such as:
Google AdMob (for ads)
Analytics tools (to improve performance)
These services may collect usage data as per their privacy policies.
6. Your Privacy Choices
You can choose not to share your email for support.
You can disable ads via in-app purchases (if applicable).
7. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted within the app.
8. Contact Us
If you have any questions about this Privacy Policy, contact us at:
 dhavalpanasaar2022@gmail.com