Privacy Policy – Smart Financial Calculator
Effective Date: 24 March 2026
Contact Email: jnrappstech@gmail.com
This Privacy Policy applies to the Smart Financial Calculator mobile application ("Application"), developed and operated by Jashu Ram ("Service Provider", "We", "Us", or "Our").
The Application is provided as a Freemium service and is intended for use "AS IS".
1. Information We Collect
We do not require account registration and do not directly collect personally identifiable information such as your name, email address, or phone number.
However, the Application may automatically collect certain information, including:
Device Internet Protocol (IP) address
Device type, model, and operating system
App usage data (pages visited, session duration, time spent)
Unique device identifiers (such as Advertising ID)
2. How We Use Information
The collected information is used to:
Improve app performance and stability
Analyze user behavior and usage trends
Enhance user experience
Display advertisements
3. Data Processing and Storage
All financial calculations performed within the Application are processed locally on your device.
We do not collect, store, or transmit any financial data entered by users. All such data remains solely on your device.
4. Advertising (Google AdMob)
The Application uses Google AdMob to display advertisements.
AdMob may collect and process:
Advertising ID
Device information
App interaction data
This data may be used to provide personalized or non-personalized ads.
Users in certain regions (such as the European Economic Area - EEA) may be presented with a consent form via Google User Messaging Platform (UMP).
You can control ad personalization by:
Resetting your Advertising ID
Disabling ad personalization in your device settings
5. Analytics (Firebase Analytics)
We use Google Analytics for Firebase to understand how users interact with the Application.
This may include:
App usage data
Device information
This helps us improve functionality and performance.
6. Push Notifications (Firebase Cloud Messaging)
The Application may use Firebase Cloud Messaging (FCM) to send:
App updates
Important notifications
FCM may collect a device token and basic device information.
You can disable notifications at any time in your device settings.
7. Data Sharing
We do not sell, trade, or rent users’ personal data.
However, limited data may be shared with trusted third-party service providers to operate and improve the Application, including:
Google Play Services
Google AdMob
Google Analytics for Firebase
Firebase Cloud Messaging (FCM)
Google User Messaging Platform (UMP)
These services may collect and process data in accordance with their own privacy policies.
Google Privacy Policy: https://policies.google.com/privacy
8. Legal Basis for Processing
We process data based on legitimate interests, including:
Improving app performance
Ensuring app functionality
Providing advertising to support the free service
Where required, we obtain user consent (such as for personalized ads in applicable regions).
9. User Rights
Depending on your location, you may have the following rights:
Request access to your data
Request deletion of your data
Withdraw consent at any time
To exercise your rights, contact us at: jnrappstech@gmail.com
10. Data Retention
We retain automatically collected data only for as long as necessary for analytics and app improvement.
If you wish to request deletion of your data, please contact us at: jnrappstech@gmail.com
11. Children's Privacy
The Application is not intended for children under the age of 13.
We do not knowingly collect personal data from children. If we become aware that such data has been collected, it will be deleted immediately.
If you are a parent or guardian and believe your child has provided information, please contact us.
12. Security
We implement appropriate technical and organizational measures to protect information.
However, no method of transmission over the internet or electronic storage is 100% secure.
13. Opt-Out Rights
You can stop all data collection by uninstalling the Application.
You may also:
Disable notifications in device settings
Manage ad personalization via Google settings
14. Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
Any changes will be posted on this page with an updated effective date.
15. Your Consent
By using the Application, you consent to the collection and use of information as described in this Privacy Policy.
16. Contact Us
If you have any questions about this Privacy Policy or the Application, please contact:
Email: jnrappstech@gmail.com