Last Updated: 06th December, 2024
This Privacy Policy explains how "the App Developer" ("we," "us," or "our") collects, uses, discloses, and safeguards your information when you use the "Smart Money Expense Tracker" mobile application ("App"). Please read this Privacy Policy carefully. By using the App, you agree to the collection and use of information in accordance with this policy.
We collect various types of information to provide and improve our App and ensure a personalized and secure user experience:
1.1 Personal Information: We may collect personal information that you voluntarily provide when creating an account or using the App, including:
- Your name
- Email address
- Contact information
1.2 Financial Data: The App allows you to input financial information such as transaction details, budgets, and expenses. This data is stored locally on your device and/or backed up using third-party services if you opt for backups.
1.3 Usage Data: We may automatically collect information about your device and how you use the App, including:
- Device type and model
- Operating system and version
- IP address
- Usage patterns and activity logs
1.4 Cookies and Tracking Technologies: We may use cookies and similar technologies to collect and store information about your interactions with the App.
We may use the information we collect for various purposes, including but not limited to:
2.1 Providing and Improving the App: To operate, maintain, and improve our App’s performance and functionality.
2.2 Personalization: To personalize your experience by providing content, recommendations, and features tailored to your preferences.
2.3 Communication: To contact you with important information, updates, marketing materials, and other communications relevant to your use of the App. You may opt out of marketing communications at any time.
2.4 Analytics and Research: To analyze usage patterns and improve our App’s features and services.
2.5 Security and Fraud Prevention: To protect the security of our App and users, prevent fraud, and enforce our Terms of Service.
3.1 Local Storage: Your financial data is stored locally on your device to ensure privacy and quick access. Note that this data is not encrypted, and it is your responsibility to secure your device. We recommend securing your device with a password or encryption to protect locally stored data.
3.2 Online Backups: If you choose to use our online backup feature, your data may be securely stored using third-party services, such as cloud storage providers. We implement reasonable security measures to protect your data but cannot guarantee complete security.
3.3 Data Security: We use commercially acceptable means to protect your personal information. However, no method of transmission over the internet or method of electronic storage is 100% secure. We cannot guarantee absolute security.
We do not sell or share your personal information with third parties for their marketing purposes. We may share your information in the following circumstances:
4.1 Service Providers: We may share your information with trusted third-party service providers who assist us in operating the App, performing services, or analyzing usage. These providers are contractually obligated to maintain the confidentiality of your data.
4.2 Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
4.3 Business Transfers: If we are involved in a merger, acquisition, or asset sale, your information may be transferred. We will provide notice before your personal information is transferred and becomes subject to a different Privacy Policy.
4.4 Protection of Rights: We may disclose your information to protect and defend our rights or property, prevent fraud, and ensure the safety of our users.
5.1 Access and Update: You may review and update your account information by logging into the App.
5.2 Data Deletion: You can request the deletion of your account and data at any time. Upon your request, we will:
- Remove your email and any related data from our servers.
- Delete your online backups.
- For erasing your financial data from the local storage on your device, you must manually delete the App to remove local data.
5.3 Opt-Out: You may opt out of receiving marketing communications from us by following the instructions provided in those communications.
The App may use third-party services for authentication, data storage, and analytics. These services are governed by their own privacy policies.
6.1 Authentication: We may use third-party authentication services to verify your identity.
6.2 Data Storage: We use cloud storage providers for data backups. Your data is securely stored but not encrypted.
6.3 Analytics: We may use analytics providers to understand how users interact with the App and to improve our services.
Our App is not intended for use by children under the age of 13. We do not knowingly collect personal information from children. If we become aware that we have collected personal data from a child under 13 without parental consent, we will take steps to delete such information.
Your information may be transferred to and maintained on servers located outside of your country, where data protection laws may differ from those in your jurisdiction. By using the App, you consent to such transfers.
We would retain your personal data for as long as necessary to provide our services or comply with legal obligations.
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Continued usage of this app would be indicative of your acceptance of this Privacy Policy.
If you have any questions or concerns about this Privacy Policy, please contact us at:
fammsdev@gmail.com
By using the "Smart Money Expense Tracker" app, you agree to this Privacy Policy. If you do not agree with this policy, please do not use our App.