Smart Fund Manager

Privacy Policy – Smart Fund Manager

Effective Date: 23 April 2026

Smart Fund Manager (“we”, “our”, or “the app”) respects your privacy and is committed to protecting your personal and financial information.

This Privacy Policy explains how Smart Fund Manager collects, uses, stores, and protects your data when you use our application.

1. Information We Collect

Smart Fund Manager may collect the following information to provide app functionality:

Personal Information

• Name

• Email address

• Google account information (via Google Sign-In)

• Profile photo (if available from Google account)

Financial & Fund Data

• Member names and profiles

• Contribution records

• Loan details

• Installment history

• Payment status

• Group/fund balances

• Transaction records

• Payment proof images / receipt photos

Device & App Data

• Device information

• App usage logs

• Crash reports

• Sync status and timestamps

2. How We Use Your Information

We use collected information only to provide and improve app services, including:

• Managing group savings and committee records

• Tracking loans and repayments

• Generating reports and PDFs

• Syncing data across devices

• Restoring data when users sign in again

• Improving app performance and fixing issues

• Maintaining secure access to user accounts

3. Authentication & Login

Smart Fund Manager uses Google Sign-In and Firebase Authentication for secure login.

This ensures that only authorized users can access their data.

We do not store your Google password.

4. Cloud Storage & Sync

Your data may be securely stored in cloud services such as Firebase / Google Cloud services for:

• Real-time synchronization

• Backup and recovery

• Multi-device access

• Offline-to-online syncing

When offline, data may be temporarily stored on your device and synced once internet access is restored.

5. Payment Proof Images

If you upload receipt images or screenshots as payment proof:

• Images are stored securely

• Used only for transaction verification

• Not shared publicly

• Only accessible by authorized account users

6. Data Sharing

We do not sell, rent, or trade your personal or financial data.

Your information is never shared with third parties except:

• Google / Firebase services required for authentication and storage

• Legal compliance if required by law

7. Data Security

We take reasonable security measures to protect your data, including:

• Secure authentication

• Encrypted cloud storage

• Access control

• Protected database rules

However, no online system can guarantee 100% security.

8. User Control & Data Deletion

Users may request deletion of their account data at any time.

To request deletion, contact us through the support email provided in the app.

Upon request, all related fund and account data will be permanently removed.

9. Children’s Privacy

This app is not intended for children under 13 years of age.

We do not knowingly collect personal data from children.

10. Changes to This Policy

We may update this Privacy Policy from time to time.

Any updates will be reflected inside the app and on the policy page.

11. Contact Us

For any questions regarding this Privacy Policy, contact:

Email: farrukhnaseem74@gmail.com

Agar aap chahen, mein isko Google Play Store privacy policy ke professional format mein short version bhi bana deta hoon jo approval ke liye best hota hai.