Simple guides to price, get paid and keep more

Small Biz Money Guides is a small library of free, plain-English guides for solo service businesses and hourly workers on pricing, getting paid, booking clients, checking pay and cutting subscription costs. They are general information, not legal, tax or financial advice. Every guide is written from trusted public sources and lists them at the end.

Pricing and getting paid

• How to Price Cleaning Jobs: Hourly, Flat Rate or Square Foot

• How to Price Lawn Care Jobs: Measuring, Costs and Contracts

• How Much Deposit Should a Contractor Ask For? Rules and Terms

• What Is a Change Order? Definition, Contents and Example

• Invoice Payment Terms: Net 30, Due on Receipt and Examples

• Late Payment Reminder Email: Polite, Firm and Final Templates

• How to Calculate Labor Cost: Wages, Payroll Taxes and Overhead

Booking clients and reviews

• Appointment Deposit Policy: Fair Rules and Copyable Templates

• Buffer Time Between Appointments: How Much to Leave and Why

• How to Ask Customers for Reviews and Stay Within FTC Rules

• Google Business Profile for Small Business: Setup and Upkeep

• Client Intake Form Template: What to Ask and What to Skip

Checking your pay

• Gross Pay vs Net Pay: Deductions Explained With an Example

• How to Check Your Paycheck for Errors: A Step-by-Step Checklist

• How to Track Tips: A Daily Tip Log and the IRS Basics

• Are Breaks Paid? Rest Break and Lunch Break Rules Explained

• How to Calculate Weekly Pay: Hourly, Overtime and Salary Math

• What Is a Split Shift? Pay Rules, Premiums and Examples

Cutting subscription costs

• Annual vs Monthly Subscription: Which Saves More Money?

• What to Do When a Subscription Raises Its Price

• How to Lower Your Phone Bill: Plans, Prepaid and Fees

• How Much to Spend on Subscriptions: Build a Simple Budget

• Free Trial Checklist: Before, During and After You Sign Up

• How to Cancel a Gym Membership and Stop the Charges

Who makes this site

Small Biz Money Guides is made by the independent developer behind Honest Little Apps, a set of small iPhone apps. Some guides end with a short note about one of those apps when it fits the topic. The guides are written to be useful whether or not you ever download anything.

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