Terms of Service 

SiraPay

Last updated: 02/04/2026

These Terms of Service (“Terms”) govern your access to and use of the SiraPay website, applications, and services (“Services”). By accessing or using SiraPay, you agree to be bound by these Terms. If you do not agree, do not use our Services.

1. Eligibility

You must be at least 18 years old (or the minimum legal age in your jurisdiction) to use SiraPay. By using our Services, you represent and warrant that you meet this requirement and can form legally binding contracts.

2. Account Registration

• To use SiraPay, you must create an account providing accurate information such as name, email, phone number, country, postal code, and date of birth.
  
  

• No facial recognition or ID upload is required for standard registration.
  
  

• You are responsible for maintaining the confidentiality of your account credentials and all activity under your account.
  
  

3. Use of Services

• SiraPay provides virtual cards for global users, primarily targeting freelancers, digital nomads, and crypto-savvy users.
  
  

• You agree to use the Services lawfully, and not for any illegal or fraudulent activity.
  
  

• You may not attempt to reverse-engineer, exploit, or disrupt our Services.
  
  

4. Fees and Payments

• SiraPay offers multiple plans including free and premium plans.
  
  

• All fees, card limits, and deposit terms are displayed within the Service or app interface.
  
  

• SiraPay reserves the right to change fees, limits, or services with prior notice where legally required.
  
  

5. Privacy and Data Use

• Use of SiraPay is governed by our Privacy Policy.
  
  

• By using our Services, you consent to the collection and use of your information as described in the Privacy Policy.
  
  

6. Security

• SiraPay implements bank-level security measures via regulated partners.
  
  

• You are responsible for keeping your account credentials secure.
  
  

• SiraPay is not liable for unauthorized access due to negligence or account compromise.
  
  

7. Intellectual Property

• All content, design, logos, and trademarks on the SiraPay website and applications are owned by SiraPay or its partners.
  
  

• You may not use our intellectual property without prior written permission.
  
  

8. Termination

• SiraPay may suspend or terminate your account for violation of these Terms, illegal activity, or abuse of Services.
  
  

• Upon termination, your access to virtual cards and services may be revoked.
  
  

9. Limitation of Liability

• SiraPay provides services “as-is” and “as available.”
  
  

• We are not liable for any indirect, incidental, or consequential damages arising from your use of the Services.
  
  

• We do not guarantee uninterrupted access or error-free service.

10. Governing Law

• These Terms are governed by the laws of the jurisdiction where SiraPay is registered.
  
  

• Disputes arising from these Terms shall be resolved through applicable legal channels.
  
  

11. Changes to Terms

• SiraPay may update these Terms from time to time.
  
  

• Updated Terms will be posted on this page with a revision date.
  
  

• Continued use of Services constitutes acceptance of the revised Terms.

12. Contact Us

For questions about these Terms, or to report issues, contact us via our official support channels or Telegram.