Compliance 

SiraPay
Last updated: February 4, 2026

At SiraPay (“we”, “our”, “us”), compliance and regulatory adherence are fundamental to our operations. We are committed to providing secure, legal, and privacy-first virtual card services while following all applicable laws and industry standards.

1. Regulatory Compliance

• SiraPay is a registered company operating under strict regulatory frameworks.
  
  

• We comply with financial regulations relevant to our operations and partner institutions.
  
  

• All transactions and services are monitored to prevent fraud, money laundering, and unauthorized activities.
  
  

2. Privacy & Data Protection

• We follow a privacy-first approach and minimal verification for onboarding.
  
  

• Collected user data is strictly limited to operational and regulatory requirements.
  
  

• We do not require facial verification or government-issued ID uploads.
  
  

• Data is secured through bank-level protocols and trusted partners.
  
  

3. Financial Security

• SiraPay works with regulated banks and card issuers to ensure the safety of user funds.
  
  

• We implement robust security measures, including encryption, secure data storage, and restricted access protocols.
  
  

• All financial transactions follow standard auditing and monitoring procedures.
  
  

4. Anti-Fraud & Risk Management

• Our systems detect suspicious activity and prevent unauthorized access.
  
  

• Users are encouraged to maintain secure credentials.
  
  

• Compliance team monitors for potential fraud or misuse to protect users and partners.
  
  

5. International Compliance

• SiraPay serves users globally and ensures compliance with international financial laws where applicable.
  
  

• Users are responsible for ensuring their local jurisdiction allows use of virtual card services.
  
  

6. Reporting Concerns

• Users can report any suspicious activity or compliance concerns via our official support channels or Telegram.
  
  

• All reports are investigated promptly and confidentially.
  
  

7. Continuous Review

• SiraPay regularly reviews its policies, procedures, and operations to maintain compliance.
  
  

• Updates to this Compliance Page will be posted here with the last revised date.