Effective Date: June 18, 2026
This Privacy Policy governs the use of the mobile application FinCal ("the Application"), developed by Balaji Krishnan. The Application provides loan, mutual fund, PPF, and SSY calculations entirely locally on the user's device.
No Personal Data Collected: The Application does not collect, capture, store, or share any personally identifiable information (PII) or financial data from its users.
Local Processing: All calculations, financial inputs, and configurations are processed locally on your device in real-time. No data is stored persistently or uploaded to any remote servers.
The Application may request the following permissions for standard Android platform operations:
INTERNET: Used solely for standard Android runtime dependencies or platform libraries. The Application does not use this permission to upload any user inputs, results, or analytics data.
The Application does not integrate with any third-party advertising, tracking, or analytical SDKs (such as Google Analytics, Firebase SDKs, or ad networks) that collect user metrics or trace usage behaviors.
The Application does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children. Since no user data is collected or transmitted, the Application is fully compliant with COPPA and global child protection standards.
We may update our Privacy Policy from time to time. You are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page.
If you have any questions or suggestions about this Privacy Policy, please contact us at:
Developer: Balaji Krishnan
Email:balajikrish88@gmail.com