Academic Journal Publications
An Anatomy of Credit-Deposits Ratios of Indian States (with Tejadipta Behera)
The IUP Journal of Applied Economics, 2026, Vol 25(1), pp. 44-63.
Post-pandemic Credit Allocation and Real Economic Activities: Evidence from Indian Firms (with Arpita Agarwal and Rishuka Bansal)
Journal of Quantitative Economics, 2025, Vol 23(1), pp. 85-103.
Funding Liquidity and Risk-taking Behaviour of Banks in India (with Shridhar Kumar Dash)
Journal of Emerging Market Finance, 2025, Vol. 24(1), pp. 37-62
Creditworthiness: The Role of Trust in the Socioeconomic Network (with Shridhar Kumar Dash)
Journal of Quantitative Economics, 2024, Vol. 22, pp. 571-588.
Taming Inflation by Anchoring Inflation Expectations (with Sitikantha Pattanaik and G V Nadhanael)
Economic and Political Weekly (special issue in Money, Banking and Finance), 2023, Vol. 58 (22), pp. 33 - 41.
Loan Repayment Dynamics of Self-Help Groups in India (with Manu Sharma)
Margin: The Journal of Applied Economic Research, 2022, Vol. 16 (2), pp. 183 - 202.
Bank Capital and Monetary Policy Transmission in India (with Harendra Behera)
Macroeconomics and Finance in Emerging Market Economies, 2023, Vol. 16 (1), pp. 32-56.
Economic and Political Weekly, 2021, Vol. 56 (32), 4-5
Inflation Expectations of Households: Do They Influence Wage-price Dynamics in India? (with Sitikantha Pattanaik and Soumyajit Ray)
Macroeconomics and Finance in Emerging Market Economies, 2020, Vol. 13 (3), pp. 244-263.
The Invisible Collateral (with Shridhar Kumar Dash)
Economic and Political Weekly, 2019, Vol. 54 (48), pp. 13-16
RBI Research Publications
COVID-19 and Performance of MSME Clusters in India (with Rajib Das, Dhanya V, Amarendra Acharya, Ramesh Golait, and Arjit Shivhare)
RBI Bulletin, 2024, Vol. 78 (10), pp. 235 - 254.
Low Stagflation Risk in India (with Deba Prasad Rath and Himani Shekhar)
RBI Bulletin, 2023, Vol. 77 (12), pp. 93 - 104.
Tail Risks of Inflation in India (with Himani Shekhar)
RBI Working Paper Series (No. 02/2023), 2023
Assessing Inflation Expectations Adjusting for Households’ Biases (with Sitikantha Pattanaik and G V Nadhanael)
RBI Bulletin, 2022, Vol. 76 (12), pp. 97 - 107.
Capital Flows at Risk: India’s Experience (with Michael Debabrata Patra and Harendra Behera)
RBI Bulletin, 2022, Vol. 76 (6), pp. 73-88.
Zombies and the Process of Creative Destruction (with Sitikantha Pattanaik and Jibin Jose)
RBI Bulletin, 2022, Vol. 76 (2), pp. 53-66.
Inter-temporal Calculative Trust Design to Reduce Collateral Need for Business Credits (with Shridhar Kumar Dash)
Reserve Bank of India Occasional Papers, 2018, Vol. 38 (1), pp. 65-83.
Measuring Financial Capability of the Street Vendors (with D V Ramana)
RBI Working Paper Series (No. 06/2018), 2018
RBI Internal Research Works
What Fuels Microfinance Credit Defaults? Insights from Odisha’s Microfinance Sector (with Sarada Prasan Mohanty and Ankit Gupta), 2025
Inflation Dynamics in Odisha and Neighbourhood Effects (with Sarada Prasan Mohanty), 2025