Privacy Policy
Privacy Policy
This Mobile App is owned and operated by Shree Ravalnath Co-Operative Housing Finance Society Ltd. This Privacy Policy outlines how we collect, use, and protect your information when you use our services. By continuing to use this application, you consent to the practices described herein.
Personal Information
We collect personal details that can identify you directly or indirectly when you interact with our app. This includes:
Mobile Number
Full Name
Email Address
Telephone Number
Profile Photo or Image (used for personalization and identity display)
Profile images are collected with your consent and stored securely on our backend systems.
Anonymous & Technical Data
Non-identifiable information such as browser type, IP address, device data, and usage patterns may also be gathered through cookies, analytics tools, or tracking technologies.
Location Data
When you access location-based features (e.g., ATM locator), we may collect your device’s geolocation with your permission.
Your information is used to:
Deliver the services you request
Enhance and personalize user experience
Facilitate secure login and transactions via encrypted PINs
Notify you about product features, updates, and services
We retain your personal information for as long as necessary to:
Provide services and manage your account
Fulfill regulatory or legal obligations
Resolve disputes and prevent fraud
Where continued storage is not required, we may anonymize or delete the data securely.
We employ encryption and other modern cryptographic techniques (e.g., HTTPS) to ensure secure transmission and storage of sensitive data such as login credentials, personal information, and financial details. Unauthorized access, exposure, or alteration is actively prevented through robust security protocols.
Users must register via their mobile number. The registration process involves identity verification in line with financial regulations. All personal data provided during this process is handled securely and used only to manage your account and facilitate access to services.
Our app may connect with external services including:
Payment gateways
Authentication providers
Deployment and analytics platforms
Please note:
These services operate under their own privacy terms and conditions.
We are not responsible for any data practices of third-party providers.
Use of such services is at your own discretion and risk.
We may add or remove third-party integrations without prior notice.
Location Access: Enables ATM locator functionality.
Internet Access: Ensures connectivity for online banking features.
Camera: Required for QR code scanning for transactions.
Storage Access: Allows users to download and view PDF account statements.
Notifications: Sends important alerts and promotional messages.
We support secure financial operations such as:
Fund transfers
Utility bill payments
Mobile recharges
Insurance services
These features require the user to input banking credentials, which are securely processed following industry-standard encryption methods.
We use Firebase to provide timely updates about the app, including new features and security notices.
This app is not intended for individuals under the age of 13. We do not knowingly collect data from children. If we become aware that a child under 13 has submitted personal information, we will delete it promptly. Parents or guardians should contact us if they suspect such activity.
This Privacy Policy may be updated periodically. All modifications will be reflected with a new effective date. Continued use of the app after changes are posted will be considered acceptance of the revised terms.
By downloading and using the app, you agree to this Privacy Policy. If you disagree with any part of the policy, please discontinue use of the app.
For any questions or concerns related to this Privacy Policy, you may reach us at:
📧 Email: ravalnath.hogadhinglaj@gmail.com