The Point積分換領獨家節日星級獎賞之條款及細則
Terms and Conditions of The Point bonus points for Exclusive Festive Star Rewards Redemption Offer
優惠推廣期 When can you enjoy the offer
優惠推廣期為2025年12月15日至2026年2月15日。
The promotional period for the offer is from 15 December 2025 to 15 February 2026.
優惠詳情 What is the offer
推廣期內，您可於The Point手機應用程式以「The Point積分」換領參與商場提供之獨家節日星級獎賞。
During the promotional period, you can redeem exclusive star rewards with The Point bonus points provided by the Participating Malls via The Point App.
如何獲享優惠 How can you enjoy the offer
您可獲享優惠，若您：
a. 持有合資格信用卡及您的信用卡戶口在整個推廣期及獲享優惠時仍然有效及信用狀況良好；及
b. 持有有效的The Point賬⼾並將其連結⾄您的Reward+，⽅可將「獎賞錢」兌換成「The Point積分」；及
c. 曾經 / 於推廣期內透過滙豐Reward+內的「兌換獎賞錢」功能兌換「獎賞錢」至「The Point積分」
You can enjoy the offer if you:
a. hold an Eligible Credit Card and your credit card account is valid and in good standing during the promotional period and the offer fulfilment period; and
b. have a valid The Point account and connect it with your Reward+ in order to convert your RewardCash into The Point bonus points; and
c. successfully convert RewardCash into The Point bonus points before/during the promotional period;
獲享優惠前須注意事項 Read before you enjoy the offer
所有星級獎賞於推廣期內指定星期一約上午11時於The Point 手機應用程式上架，並以系統時間為準。
Star Rewards will be on-shelf at around 11am on the designated Monday during the promotional period at The Point App. The time recorded in system shall be final.
如您從未兌換滙豐「獎賞錢」為「The Point積分」，須於逢星期日(2025年12月14日、21日、28日、2026年1月4日、11日、18日、25日、2月1日及8日)或之前完成「獎賞錢」積分兌換 ，方可於翌日透過The Point App兌換「星級獎賞」，否則只可於下星期一起兌換「星級獎賞」。
例子1：The Point 會員於2025年12月14日首次兌換滙豐「獎賞錢」為「The Point積分」，即可於2025年12月15日起兌換星級獎賞。
例子2：The Point 會員於2025年12月15日首次兌換滙豐「獎賞錢」為「The Point積分」，則只可於2025年12月22日起兌換星級獎賞。
If you have never converted RewardCash into The Point bonus points, you must convert RewardCash into The Point bonus points on or before every Sunday (14, 21, 28 December 2025 and 4, 11, 18, 25 January, and 1, 8 February 2026) to be eligible to redeem the Star Rewards on the next day. Otherwise, you are only eligible to redeem ‘Star Rewards’ on the next Monday.
a. Example 1: The Point member who has successfully converted points on 14 December 2025, is eligible to redeem Star Rewards on 15 December 2025 onwards via The Point App.
b. Example 2: The Point member who has successfully converted points on 15 December 2025, is eligible to redeem Star Rewards on 22 December 2025 onwards via The Point App.
所有星級獎賞名額有限，換完即止，並受個別獎賞於The Point 手機應用程式內之換領條款及細則約束。
Star Rewards are available at limited quota and while stocks last. Terms and conditions apply for redemption of each individual reward in The Point App. Please refer to ‘Rewards’ page of The Point App for details.
您必須保留所有兌換／換領紀錄。如有任何爭議，我們或會隨時要求您提供有關兌換紀錄及／或其他證據，以作核實並保存。
You have to keep all records of the conversions and/or redemptions. In case of dispute, The Point and SHK Real may at any time ask you to submit these conversion/redemption records, and/or further evidence for inspection and The Point/SHK Real may keep them.
您不可：
a. 將優惠兌換現金、其他貨品、服務、折扣或轉讓；及
b. 與其他優惠同時使用。
You cannot:
a. exchange the offer for cash, other products, services or discounts or transfer the offer; and
b. use the offer together with any other offer.
合資格信用卡、「獎賞錢」計劃、Reward+及滙豐Reward+「獎賞錢」兌換為第三方獎賞積分的條款及細則繼續適用。
The terms and conditions of the Eligible Credit Card, RewardCash Programme, Reward+ and HSBC Reward+ RewardCash Conversion to Third Party Loyalty Programme Points will apply.
所有圖片、產品資料、描述及優惠均由參與商場提供並只供參考。
All photos, product information, descriptions and offers are provided by the Participating Malls are for reference only.
對於參與商場所提供的產品及服務質素或會提供的額外推廣優惠／折扣，我們概不承擔任何責任。請向參與商場查詢優惠詳情及條款細則。
The Point and SHK Real accept no liability in respect of the quality of the goods and services provided by the Participating Malls or any additional offers/discounts which the Participating Malls may or may not offer. You are advised to check the details and related terms and conditions with the Participating Malls.
所有優惠須受本條款及細則、參與商場的條款及細則約束。我們及參與商場可更改或終止優惠或修改條款及細則。有關最新之優惠內容、供應及條款及細則，請參閱The Point 手機應用程式有關頁面。
The offer under this promotion is subject to these terms and conditions and other terms and conditions stipulated by the Participating Malls. Participating Malls, The Point and SHK Real can change or cancel the offer or amend the terms and conditions. Please check the relevant page of The Point App for the latest details, availability and terms and conditions of the offer.
如我們認為您有任何欺詐或濫用行為，您將不可獲享優惠。參與商場亦可從您的The Point賬戶扣除您已獲享的「The Point積分」或任何已享用的優惠，或我們可取消您的信用卡。
If The Point and SHK Real believe that you have acted in a fraudulent or abusive way, you will not be able to enjoy the offer and the Participating Malls can deduct the relevant The Point bonus points or debit your The Point Account to take back any offer you have enjoyed, or HSBC can cancel your credit card.
就本推廣如有任何爭議，我們及參與商場保留最終決定權。
In case of disputes arising out of this promotion, the decision of the Participating Malls, The Point and SHK Real shall be final and conclusive.
我們根據香港法例撰寫優惠之條款及細則。本推廣資料及本條款及細則的中英文本如有任何歧義或不一致，概以英文本為準。
Participating Malls, The Point and SHK Real write the terms and conditions of the offer under Hong Kong laws. In the event of any discrepancy or inconsistency between the English version and the Chinese version of the promotional materials and these terms and conditions, the English version shall prevail.
詞彙定義
「The Point」為新鴻基地產代理有限公司的The Point綜合會員計劃。
‘The Point’ means The Point integrated loyalty program owned by Sun Hung Kai Real Estate Agency Limited, ‘SHK Real’.
「參與商場」指新鴻基地產代理有限公司旗下的商場，包括：觀塘apm、屯門卓爾廣場、薄扶林置富南區廣場、將軍澳東港城、西沙GO PARK、北角匯、沙田HomeSquare、屯門錦薈坊、上水廣場、葵芳新都會廣場、上水新都廣場、新蒲崗Mikiki、旺角MOKO新世紀廣場、柴灣新翠商場、沙田新城市廣場、將軍澳中心、將軍澳PopWalk天晉滙、大埔超級城、荃灣荃錦中心及新領域廣場(視為同一商場計算)、荃灣廣場、大埔新達廣場、屯門V city、南昌V Walk、銅鑼灣wwwtc mall、元朗YOHO系商場（YOHO MALL形點、YOHO MIX元點及、YOHO PLUS加點視為同一商場計算）及元朗廣場。
‘Participating Mall’ means the designated malls under SHK Real including Kwun Tong apm, Tuen Mun Chelsea Heights, Pok Fu Lam Chi Fu Landmark, Tseung Kwan O East Point City, GO PARK Sai Sha, North Point Harbour North, Sha Tin HomeSquare, Tuen Mun K-Point, Sheung Shui Landmark North, Kwai Fong Metroplaza, Sheung Shui Metropolis Plaza, San Po Kong Mikiki, Mongkok MOKO, Chai Wan New Jade Shopping Arcade, Sha Tin New Town Plaza, Tseung Kwan O Park Central, Tseung Kwan O PopWalk, Tai Po Mega Mall, Tsuen Wan Tsuen Kam Centre and Grand City Plaza (considered as one single mall), Tsuen Wan Plaza, Tai Po Uptown Plaza, Tuen Mun V city, Nam Cheong V Walk, Causeway Bay wwwtc mall, Yuen Long YOHO series Shopping Malls (YOHO MALL, YOHO MIX, & YOHO PLUS are considered as one single mall) and Yuen Long Plaza.
「合資格信用卡」指由香港上海滙豐銀行有限公司（及其繼承人及受讓人）於香港發出的港幣個人基本卡及以港幣戶口簽賬的銀聯雙幣信用卡。優惠不適用於iCAN卡及附屬卡。
‘Eligible Credit Card’ refers to any Hong Kong Dollar personal primary credit cards or UnionPay Dual Currency credit cards (applicable to Hong Kong Dollar sub-account only) issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns). iCAN Cards and additional credit cards are excluded from the promotion.
「Reward+」指HSBC HK Reward+ 手機應用程式。
‘Reward+’ refers to the HSBC HK Reward+ mobile application.
借定唔借？還得到先好借！
To borrow or not to borrow? Borrow only if you can repay!