Why Choose ShareRight?

ShareRight stands as an advanced healthcare sharing organization, leveraging state-of-the-art technology to facilitate secure and efficient bill sharing among members. Our platform ensures modern and reliable healthcare alternatives to healthcare management.

How ShareRight Works?

ShareRight Health Sharing operates as a community where individuals, families, and small businesses come together to share each other's medical bills. It's important to note that ShareRight is not insurance.

Unlike traditional insurance, ShareRight doesn't involve pooling of funds, premiums, assumption of risk, promise of payment, or guarantees that your medical bills will be covered. Participation in healthcare sharing is entirely voluntary. While there's no guarantee that your bills will be paid, healthcare sharing has emerged as a credible alternative to insurance since the early 80s. Its success lies in the commitment of members to continuously share in each other's medical expenses.

Do I Still Have Access to my Doctor?

Absolutely! One of the most exciting aspects is that you're not limited by a network or restricted to specific doctors.

Furthermore, you'll have access to telehealth urgent care services for non-emergency care.

Switching insurance plans won't result in a loss of coverage with your preferred doctor. Simply present your Impact Member ID card when you visit a doctor and pay the provider fee. Impact will take care of the rest.

How Do Prescriptions Work?

Prescription medication expenses play a role in meeting your Primary Responsibility Amount (PRA) and are shared among members according to specific guidelines.

Once your PRA has been met, prescription costs are eligible for Sharing. Here's how it works:

• For generic drug prescriptions, after the first $25, the remaining cost may be shared.

• For brand name prescriptions (when a generic is unavailable), after the first $50, the remainder may be shared.

• Members must use their Member ID card to purchase prescriptions.

• Members cover 100% of the discounted prescription amount at the pharmacy.

• Prescription drugs that can be dispensed, injected, or administered are eligible.

• Psychotropic medication and birth control expenses are not eligible for Sharing.

How can I determine if my medical bills are eligible for sharing within ShareRight?

Medical expenses associated with new conditions, injuries, or illnesses are eligible for Sharing within ShareRight, provided they do not fall under Sections III. D. or E. of our guidelines. The eligibility for Sharing can only be determined once medical services have been rendered, and bills have been submitted for Sharing.

When Can I Enroll in ShareRight?

You have the flexibility to join ShareRight at any point during the year, unlike traditional insurance. Additionally, Medicare 65 and older can serve as secondary health coverage if needed.

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