Privacy Policies

Effective Date: March 25, 2026  

Last Updated: March 25, 2026

SettlUp, operated by Mudit Agarwal, values your privacy. This Privacy Policy explains what information we collect, how we use it, how we protect it, and your choices when using the SettlUp mobile application.

If you do not agree with this Privacy Policy, please do not use the app.

1. Developer Information  

Developer Name: Mudit Agarwal  

App Name: SettlUp  

Contact Email: settlup.support@gmail.com

2. Information We Collect  

We collect the following information to provide app features:

- Name  

- Phone number  

- Images and photos uploaded by you  

- Contacts (only when you grant contact permission)  

- Account deletion request details sent by email

3. How We Use Your Information  

We use your information to:

- Create and manage your account  

- Help you connect with people (when contact access is granted)  

- Let you upload and display profile/content images  

- Provide core app functionality and support  

- Respond to account deletion requests and support emails  

- Maintain app safety, prevent misuse, and improve reliability

4. Permissions  

Depending on which features you use, SettlUp may request:

- Contacts permission (to access contacts for connection features)  

- Photos/Media permission (to upload or select images)  

- Camera permission (if image capture is supported)

You can deny or revoke permissions in your device settings, but some features may stop working.

5. Data Sharing  

We do not sell your personal information.

We may share limited data with trusted service providers only to run the app (for example, hosting, authentication, storage, and notifications). We may also disclose information when required by law or to protect legal rights and user safety.

6. Data Retention  

We retain your data only for as long as needed to provide services, comply with legal obligations, resolve disputes, and enforce policies. When no longer needed, data is deleted or anonymized within a reasonable period.

7. Data Security  

We use reasonable technical and organizational safeguards to protect your data, including secure transmission methods and restricted access controls. However, no system is 100% secure.

8. Your Rights  

Depending on your location, you may have rights to:

- Access your personal data  

- Correct inaccurate data  

- Request deletion of your data  

- Object to or restrict certain processing

To make a request, email: settlup.support@gmail.com

9. Account Deletion  

You can request account deletion by emailing settlup.support@gmail.com with the subject line: Delete My Account.

After verification, we will process your deletion request and remove your account data, except where retention is legally required.

10. Children’s Privacy  

SettlUp is not intended for children under 13. We do not knowingly collect personal data from children under 13. If you believe a child has provided personal data, contact us at settlup.support@gmail.com and we will take appropriate action.

11. Changes to This Privacy Policy  

We may update this Privacy Policy from time to time. Any changes will be posted with an updated Last Updated date.

12. Contact Us  

If you have any privacy-related questions, contact:  

settlup.support@gmail.com