There is a new bank account referral opportunity from Service Credit Union, where they pay you $100 for opening an account using a referral code and depositing $500. The bonus posts 1-2 days after the deposit clears, at which point you can withdraw all your money and close your account, fee free!
My referral code- P2K0413361801
These are the steps required to complete the referral offer-
This credit union technically services the New Hampshire and Massachusetts markets, but they also allow anyone nationwide to sign up so long as you join the " American Consumer Council" (which is totally free). To sign up for that, click on this link and just fill out the "one person per application" section at the bottom of the page and enter "consumer" for the membership code to get your ACC membership for free. https://www.americanconsumercouncil.org/membership.asp
Within a few minutes, you should get an email from the ACC titled "Welcome Message and Membership Certificate from the American Consumer Council", which includes your membership number. You can now open your account with the Service Credit Union. Start by opening this link (this is not the referral link, that's coming up in a couple steps)- https://servicecu.org/pays-2-know-referred,
Click "Open a Checking Account" and then "new member account". Under "Select your eligibility", click the ACC option at the bottom of the list, then click "ACC member" and enter your ACC member number from the email you received from them in steps 1-2.
Next, under "required products", press the + button on the primary savings account and click "add account".
Under Available Products, find Everyday Checking, press the + sign. On the question “Did a friend refer you through the Pays 2 Know Program?*” Select “Yes” and paste my referral code in the “Enter the referrer’s Unique ID: *” box, P2K0413361801 then click "add account". Just as an FYI also, you will need to fund your accounts with an initial deposit of at least $5 each.
You then can upload your ACC certificate, ID or D/L, and address verification during the application, or later from the application status page. This will accelerate your application processing time. Proceed through the application
You will see a field named "Promo code". Keep that blank. You are being referred, so a promotion code is not required.
Expect an e-mail from sender “membership” first, where they request any documents needed, or to inform you they are forwarding the application for review.
You can check the application status from the same page where you opened the account (step 2) by clicking “Check Status”. You can also send them messages in that portal. You may or may not get a Docusign request as well.
Eventually, you should get a Welcome e-mail with your Member Number, which may/may not have an attached PDF file with your “Call24 PIN”. You need this PIN to signup for your Online Banking Login. The PIN is the last 4 of your SSN.
Once you're set up for online banking, you just need to deposit $500 and then you are done. They are technically looking for a direct deposit from payroll, however, there are plenty of easier ways to trigger the bonus. You can deposit the $500 from virtually any bank, or use their app and do a mobile check deposit to yourself for $500.
Once your $500 clears, you should then get your $100 bonus within 1 business day, at which point you can withdraw all your money fee free and close your account if you wish!
Official terms are listed here-
https://servicecu.org/pays2know/?highlight=referral
*In order to qualify for the $100 referral promotion, referrer must have a Service Credit Union checking account. Referred friend (referee) must be a member of Service Credit Union or eligible for membership with at least $5 in a primary savings account, must open a checking account with Service Credit Union, and must have direct deposit totaling at least $500 into the new checking account within 60 days of opening. Referee must qualify for Service Credit Union membership in order to open the account. Once all criteria are met, $100 will be deposited to the referrer’s checking account and the referee’s checking account. There is no limit to the number of referrals members may make. If the total of gifts received equals $600 or more in a taxable year, the credit union will issue referring member a 1099-MISC. The credit union will issue on behalf of the referee a 1099-INT for the $100 as income. Promotion runs from 06/22/2020 to 12/31/2020 and is subject to change or be canceled at any time.
Thank you! Let me know if you have any questions.