Medicare Supplement Plan F has been among the most frequently purchased Medicare Supplement plans throughout the country.
Medicare Supplement Plan F offers the most coverage out of all the Medicare Supplement plans. It covers:
Part A coinsurance and hospital coverage (up to an additional 365 days after using all Medicare benefits)
Medicare Part B: coinsurance or copayment
Blood (first 3 pints)
Part A hospice care coinsurance or copayment
Skilled nursing facility care coinsurance
Medicare Part A deductible
Medicare Part B deductible
Medicare Part B excess charges
Foreign travel emergency (up to plan limits)
Medicare Supplement Plan G can be a less expensive alternative to Plan F, with similar coverage. Plan G covers:
Medicare Supplement Plan G can be a less expensive alternative to Plan F, with similar coverage. Plan G covers:
Part A coinsurance and hospital coverage (up to an additional 365 days after using all Medicare benefits)
Medicare Part B: coinsurance or copayment
Blood (first 3 pints)
Part A hospice care coinsurance or copayment
Skilled nursing facility care coinsurance
Medicare Part A deductible
Medicare Part B excess charges
Foreign travel emergency (up to plan limits)
Plan N was introduced in June 2010. It is a relatively new Medicare Supplement plan compared to the rest.
Medicare Supplement Plan N is the 3rd most popular Medicare Supplement plan. It is typically less expensive than Plan F or Plan G. Plan N covers:
Part A coinsurance and hospital coverage (up to an additional 365 days after using all Medicare benefits)
Blood (first 3 pints)
Part A hospice care coinsurance or copayment
Skilled nursing facility care coinsurance
Medicare Part A deductible
Foreign travel emergency (up to plan limits)
Medicare Part B: coinsurance or copayment applies
Plan N pays 100% of the part B coinsurance, expect for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that do not result in an inpatient admission.
Here at Senior Insurance Savers, we offer every Medicare Supplement plan available (A, B, C, D, F, G, K, L, M, and N)
Medicare offers 10 total standardized Medicare Supplement plans. The only difference in Medicare Supplement policies between different companies is the cost.
Other plans offer less coverage which results in a lower monthly premium. If you are relatively healthy but still want some protection in case of unplanned medical expenses, you might decide to purchase one of these plans.
With so many options available, talking with a Senior Insurance Savers agent is the best way to decide which plan fits your unique situation best.