Last Updated: January 28, 2026
Welcome to Savvy Book ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.
By using Savvy Book, you agree to the collection and use of information in accordance with this policy.
Account Information:
Email address
Name
Phone number (optional)
Profile picture (optional)
Account type preference (Personal/Business)
Financial Data:
Expense and income transactions
Budget information
Bill reminders
Loan details
Business ledger entries
Inventory data
Invoice information
Customer details (for business mode)
Purchase Information:
Subscription status (Free/Premium)
Transaction identifiers (via App Store/Google Play)
Purchase history
Note: We do not process or store your credit card details directly. Payments are handled by Apple App Store and Google Play Store.
User-Generated Content:
Receipt images
Transaction notes
Custom categories
Payment reminders
Device Information:
Device type and model
Operating system version
Unique device identifiers
Mobile network information
Usage Data:
App features used
Time spent in app
Crash reports and diagnostics
Performance metrics
Location Data:
We do NOT collect precise location data
General location may be inferred from IP address for analytics purposes only
We use the collected information for the following purposes:
Provide expense tracking and budget management services
Enable business accounting features (ledger, inventory, invoicing)
Sync data across your devices
Generate financial reports and analytics
Send bill payment reminders and notifications
Analyze app usage to improve features
Fix bugs and technical issues
Develop new features based on user needs
Optimize app performance
Send important service updates
Respond to customer support inquiries
Notify about new features or updates
Send promotional communications (with your consent)
Detect and prevent fraud
Protect against unauthorized access
Ensure data integrity
Comply with legal obligations
Local Storage:
Financial data is primarily stored locally on your device
You control when data is synced to cloud
Cloud Storage (Optional):
Data is encrypted and stored on Firebase (Google Cloud Platform)
Servers located in secure data centers
Compliant with international security standards
We implement industry-standard security measures:
Encryption: All data is encrypted in transit (TLS/SSL) and at rest (AES-256)
Authentication: Optional biometric authentication (fingerprint/face recognition)
Access Controls: Strict access controls to prevent unauthorized access
Regular Audits: Security audits and vulnerability assessments
Secure Backup: Encrypted cloud backups with user control
Active account data is retained as long as your account is active
Deleted data is permanently removed within 30 days
Backup data is retained for 90 days for recovery purposes
You can request immediate data deletion at any time
We will never sell, rent, or trade your personal or financial information to third parties.
We may share your information only in the following circumstances:
Service Providers:
Cloud hosting (Firebase/Google Cloud)
Analytics services (Firebase Analytics)
Crash reporting (Firebase Crashlytics)
Authentication services (Google Sign-In, Apple Sign-In)
All service providers are contractually obligated to protect your data and use it only for specified purposes.
Legal Requirements:
To comply with legal obligations
To respond to lawful requests from authorities
To protect our rights and safety
To prevent fraud or illegal activities
Business Transfers:
In case of merger, acquisition, or sale of assets, your data may be transferred (you will be notified)
We work with third-party advertising partners (such as Google AdMob) to display advertisements in the free version of our app. These partners may collect and use data about your device and app usage to serve relevant ads.
Google Mobile Ads (AdMob)
May use identifiers such as the Advertising ID (IDFA on iOS, GAID on Android).
May use cookies or similar technologies for personalized advertising.
You can control personalized ads in your device settings.
For more information, please see Google's Privacy & Terms.
Note: Premium subscribers do not see advertisements, and their data is not used for ad targeting.
You have the right to:
Access: View all data we have about you
Correction: Update or correct your information
Deletion: Request deletion of your account and data directly within the app settings (Settings > Delete Account) or by contacting us. specific data deletion requests.
Export: Download your data in portable format (CSV/PDF)
Opt-Out: Disable cloud sync and keep data local only
You can control:
Push notifications (in app settings)
Email communications (unsubscribe links provided)
Marketing messages (opt-out anytime)
You can export your data at any time in standard formats (CSV, PDF) for use in other applications.
Savvy Book is not intended for users under the age of 13. We do not knowingly collect personal information from children under 13. If we discover that a child under 13 has provided us with personal information, we will delete it immediately.
If you are located outside the country where our servers are located, your data may be transferred internationally. We ensure appropriate safeguards are in place to protect your data in accordance with this Privacy Policy.
GDPR Compliance (EU Users):
We comply with GDPR requirements
Data transfers use standard contractual clauses
You have additional rights under GDPR (see Section 5)
CCPA Compliance (California Users):
We comply with California Consumer Privacy Act
You have the right to know what data we collect
You can request deletion of your data
We do not sell your personal information
Firebase Analytics (can be disabled in settings)
Crash reporting for bug fixes
Advertising identifiers (for non-premium users)
We integrate with the following third-party services:
Firebase (Google):
Authentication
Cloud storage
Analytics
Crash reporting Firebase Privacy Policy
Google Sign-In:
Optional authentication method Google Privacy Policy
Google AdMob:
Advertising network Google AdMob Privacy Policy
Apple Sign-In:
Optional authentication method Apple Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by:
Posting the new Privacy Policy in the app
Updating the "Last Updated" date
Sending an email notification for significant changes
Your continued use of the app after changes constitutes acceptance of the updated policy.
If you have questions about this Privacy Policy or our data practices, please contact us:
Email:
hussnain.ahmad0016@gmail.com
Support:
hussnain.ahmad0016@gmail.com
For GDPR-related inquiries, you can contact our Data Protection Officer:
Email:
dpo@savvybook.app
By using Savvy Book, you consent to this Privacy Policy and agree to its terms.
✓ We prioritize your privacy and security
✓ Your financial data is encrypted and secure
✓ We never sell your data to third parties
✓ You have full control over your data
✓ Cloud sync is optional - you can keep data local
✓ You can delete your account and data anytime
✓ We comply with GDPR, CCPA, and international privacy laws
This Privacy Policy is effective as of January 26, 2026.