Privacy Policy for savvi Collect

Effective Date: 08/05/2025

1.⁠ ⁠Introduction

savvi Collect ("we," "our," or "us") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our app.

By using savvi Collect, you consent to the data practices described in this policy.

2.⁠ ⁠Information We Collect

a) Automatically Collected Information

Batch ID – Generated at app launch for tracking transactions.

Device Information – May include device type, OS version, and app usage data for performance analytics.

b) User-Provided Information

• Merchant ID – Entered by the user for authentication.

• Phone Number – Provided for account access and transaction tracking.

• Cheque Images – Captured using the camera and securely transmitted to our API for processing.
  
  

3.⁠ ⁠How We Use Your Information

We use the collected data to:

• Generate and manage transaction batches.

• Validate merchant identities.

• Process cheque images securely.

• Display batch processing status to users.

• Improve app functionality and enhance user experience.

We do not use personal data for advertising or marketing purposes.

4.⁠ ⁠Data Sharing and Disclosure

We do not sell, rent, or trade user data. However, we may share data under the following conditions:

• With Authorized Financial Institutions – To verify and process cheque transactions.

• With Service Providers – For hosting, analytics, and secure API communication, if necessary.

• For Legal Compliance – If required by law or regulatory authorities.

5.⁠ ⁠Data Security

We implement industry-standard security measures to protect your data, including:

• Encryption – All sensitive data, including cheque images and user information, is encrypted.

• Secure API Communication – Data transmission follows best security practices to prevent unauthorized access.

• Access Controls – Only authorized personnel can access stored data.
  
  

However, while we take security seriously, no system can guarantee 100% protection. Users should also take precautions to safeguard their devices.

6. Data Retention

We retain user data only as long as necessary for processing transactions and compliance with legal obligations.

• Batch data and cheque images are retained for a limited time as required by financial regulations.

• Users may request deletion of personal data, subject to regulatory requirements.

7.⁠ ⁠Future Updates and Additional Features

In future updates, we may introduce:

• Notifications – For batch status updates and eligibility alerts.

• Enhanced Check Verification – Using savvi Collect VERIFY.

• Merchant Approvals & Alerts – For improved account management.

• Payment Tracking & Collections – Additional processing features.
  
  

If new features require additional data collection, we will notify users and update this policy accordingly.

8.⁠ ⁠User Rights

Users have the right to:
✅ Access, modify, or delete their personal data.
✅ Opt out of non-essential data collection.
✅ Request information on how their data is used.
✅ Withdraw consent where applicable.

To exercise these rights, please contact us at the email provided below.

9.⁠ ⁠Contact Information

For any privacy-related questions, concerns, or requests, please contact us at:

 dev@savvipay.com