Welcome to SaveWiser. Your privacy is important to us. This Privacy Policy explains how we handle user data in the SaveWiser app.

1. Data Collection

SaveWiser does not collect or store personal data on external servers. However, the app may store certain information locally on your device, such as:

• Username you enter
  
  

• CPF password (used for app access only)
  
  

• Manually entered transaction data (income, expenses, savings)
  
  

• A personal photo (optional, shown only within the app)
  
  

Additionally, SaveWiser uses the DeepSeek API to provide financial advice. Some user inputs (like savings, income, and goals) may be sent anonymously and temporarily to the DeepSeek API to generate suggestions. This data is not stored by SaveWiser, and is used only to return a relevant response.

2. Data Use

The app uses local and temporary data to:

• Help you track spending and savings habits
  
  

• Provide budgeting advice based on your input
  
  

• Let you personalize the app (e.g., profile photo)
  
  

We do not use your data for advertising, analytics, or profiling.

3. Data Sharing

We do not share your data with any third parties.

However, financial input you provide (e.g., income or goals) may be temporarily sent to the Third Party API to generate a response. This is handled securely and without identifying you. No data is permanently stored on our servers or shared beyond this interaction.

4. Data Security

Your personal data is stored locally on your device and protected by your device's security settings. You can delete this data at any time by:

• Clearing app data in your device settings
  
  

• Uninstalling the app
  
  

5. Children’s Privacy

SaveWiser is suitable for users aged 13 and older. The app does not collect personal information or connect to online accounts, banking services, or advertising networks.

Users under the age of 18 are encouraged to use SaveWiser with awareness of their local laws and, where appropriate, with parental guidance. 

6. Changes to This Policy

We may update this Privacy Policy to reflect changes in the app or legal requirements. The most current version will always be available in the app or at the linked policy URL.

7. Contact

If you have any questions about this Privacy Policy, you can contact us at:
safewiser@gmail.com