TERMS AND CONDITIONS

Effective Date: 01-01-2025

Welcome to SaveSpend! These Terms and Conditions ("Terms") govern your access to and use of the SaveSpend application ("application," "we," "our," or "us"). By using the application, you agree to these Terms in full. If you do not agree with any part of these Terms, please discontinue the use of the application immediately.

1. Use of the Application

1.1 Personal Use Only:

The application is intended for personal, non-commercial use to manage and analyze your financial data. You agree to use the application solely for its intended purpose and in compliance with applicable laws.

2. Data Handling

2.1 Local Data Storage:

All data entered into the application is stored and processed locally on your device. SaveSpend does not collect, store, or transmit your financial data to any external servers or third parties.

2.2 User Responsibility for Data Security:

You are solely responsible for maintaining the security and confidentiality of your device and the data stored within the application. SaveSpend disclaims liability for any unauthorized access or data loss.

3. Limitation of Liability

3.1 No Financial Liability:

SaveSpend is provided "as-is" and "as-available." We disclaim all responsibility for any financial losses, data losses, or damages, whether direct or indirect, arising from the use of the application.

3.2 No Guarantees:

We make no guarantees about the accuracy, completeness, or reliability of the application. Use of the application is entirely at your own risk.

3.3 Compatibility Issues:

SaveSpend does not guarantee the future compatibility of the application with your device or operating system. If access to the application is affected due to compatibility issues, SaveSpend is not responsible for any resulting inconvenience, loss of data, or service interruptions.

4. User Responsibilities

4.1 Compliance with Laws:

You agree to use the application in compliance with all applicable laws and regulations, including those related to data protection and financial reporting.

4.2 Proper Use:

You must not misuse the application, including attempting to hack, reverse-engineer, or otherwise disrupt its operation.

5. Intellectual Property

5.1 Ownership:

All intellectual property rights in the application, including its design, features, and content, are owned by SaveSpend or its licensors. You may not copy, reproduce, distribute, or create derivative works based on the application without our express permission.

5.2 License:

SaveSpend grants you a limited, non-exclusive, non-transferable, and revocable license to use the application solely for its intended purpose.

6. Changes to the Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting the updated Terms within the application. Continued use of the application constitutes your acceptance of the modified Terms.

7. Termination

SaveSpend reserves the right to terminate or suspend your access to the application at any time, without notice, for violating these Terms or for any other reason deemed appropriate.

8. Contact Us

If you have any questions or concerns regarding these Terms, you can reach us at:
savespendapp@gmail.com