According to the internal policy of Isbank Georgia it is not allowed to carry out transactions directly/indirectly related to the Islamic Republic of Iran, which also implies the transportation of goods through the territory of Iran and/or by means of transport registered in Iran (air, sea, land, railway), or settlements related to such goods/shipments, where the country of origin or transportation of the goods is Iran.

International money transfers typically use the SWIFT network, which stands for Society for Worldwide Interbank Financial Telecommunication. This network allows banks and other financial institutions to communicate securely with each other in a fast and accurate manner. The SWIFT network is used to transmit wire transfer information between thousands of banks worldwide.


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One factor that can affect international bank transfer times is incorrect payment details. If any information is found to be incorrect, your payment can be sent back. To avoid this error, be sure to double-check that all your recipient information is correct.

Although many international money transfers are paid for with the same bank account number as the transfer funds, banks and service providers offer other options for payment like a debit card. The method of payment can impact how long an international money transfer takes.

Depending on what country your money is headed to may affect the time it takes for the banks to communicate. The speed of bank processing varies from country to country whether it be because of slower infrastructures, more stringent regulations, or fraud prevention processes.

Another factor that may slow down the international money transfer time is if it is a weekend or holiday and the bank is closed. To avoid any delays, try to request your transfer at the beginning of a workweek to allow for processing time before the weekend.

Converting currency is an additional step in the transfer process that may add processing time. There are not many options to work around this other than asking your bank if they could send your transfer in the currency of your recipient or finding a money transfer service that may be able to convert currencies faster.

Same-day international money transfers allow you to send money overseas that will arrive within 24 hours to your recipient. These expedited transfers typically incur additional charges or fees but do speed up the process. There are three main methods you can use for same-day international fund transfers, and which options are available depends on your bank network and the receiving country.

It is possible to transfer money between certain countries within 24 hours using most major banks while other countries may take up to five days to arrive. Check with your bank to confirm what processing times are available for your transfer and what fees are involved.

When you transfer money using a bank account, funds can arrive in as little as one banking day depending on where you are sending the money to. Find out what details you need for a bank account transfer and how long it will take to reach each country with our bank account details resource.

From now on, customers in Mobile Bank, Internet Bank or on the website of the Bank of Georgia can get answers to questions of interest to them in 24/7 mode or use an online consultation. If a customer needs help or additional information in the process of performing a banking transaction, or simply has a question, he or she can easily use the chat.

Chat has many interesting features - it can be used not only to consult the desired banking services, but also through Chat the user will be able to send or download the necessary files, share links, keep an eye on the history of the conversation and more.

ATM commission fee consists of two separate fees: 

(1) Service fee charged by the issuer: please consult your issuer for details.

(2) Service fee charged by the ATM acquirer in Georgia: some ATMs will chargecommission fee, which is charged by the local banks in Georgia and which hasnothing to do with UnionPay or the issuer.


Cash withdrawal via debit card results in a lower commission fee.

Select PINs that cannot beeasily guessed by anyone.

Never disclose your PIN to anyone who claims to represent the bank or thepolice.

Be alert to your surroundings before conducting any banking transactions.

Keep a close eye on your credit card during transaction to avoid any illegalactivities.

If your UnionPay card has been stolen/lost, please inform the issuerimmediately.

Once your monthly or annual taxes have been filed via the Revenue Service Online Portal, you will need to pay the required taxes to the Treasury. This can be done via any local Georgian bank using their online portal. ff782bc1db

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