Effective Date: 02 September 2025  

App Name: Samuh: The Finance Circle  

Contact Email: samuh.finance.circle@gmail.com  

1. Introduction  

Welcome to Samuh: The Finance Circle (“we,” “our,” or “us”).  

We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your data when you use our mobile application.

2. What Our App Offers  

- Group-based finance management (Samuh system)  

- Personal ledger functionality to manage transactions with others  

- Future features such as attachments, file storage, and financial insights

3. Information We Collect  

We collect the following types of information:

**a. Personal Identifiers (for registration and login):**  

- Name and email via Google Sign-In  

- Phone number (required for group identification and security)

**b. Device Permissions (used with consent):**  

- Contacts (to simplify user mapping for personal ledger)  

- Notifications (for important updates and reminders)  

- Media access (for future support of attachments like bills or receipts)

**c. Financial Data (entered by user):**  

- Loan requests and repayments  

- Group contributions  

- Personal transaction entries and notes  

**d. Technical Information:**  

- Device type, app version, crash logs  

- Usage statistics (for improving app performance)

4. How We Use Your Data  

We use the collected data for the following purposes:  

- To allow sign-in and secure user authentication  

- To facilitate Samuh group management and ledger recording  

- To send important notifications  

- To allow optional features like attachments (in future updates)  

- To improve app functionality and reliability

5. Data Sharing and Third Parties  

We do **not sell** your data. However, we may share limited data with trusted services:  

- Google (for login/authentication)  

- Firebase (for cloud storage, real-time database, analytics)  

- Notification and messaging services  

All data shared is handled securely and strictly for app-related purposes.

6. User Control & Data Rights  

- You can delete your account at any time from within the app (if feature is available)  

- You can revoke permissions (contacts, gallery, etc.) via device settings  

- You can contact us to request correction or deletion of your stored data  

7. Data Security  

- Your data is stored using industry-standard security via cloud services like Firebase  

- We ensure encrypted connections and role-based access to protect your privacy  

- Regular backups and monitoring are in place

8. Children’s Privacy  

This app is intended for users aged **15 years and above**.  

We do not knowingly collect data from children under 15.

9. Changes to This Policy  

We may update this policy to reflect changes in functionality or law. You will be notified in-app when major updates occur.

10. Contact  

If you have questions, concerns, or requests related to your privacy, reach out to:  

📧 Email: samuh.finance.circle@gmail.com  

Thank you for trusting Samuh: The Finance Circle.