Ryan Wert

Founder and Principal Agent of BrightStar Insurance Partners

Ryan Wert has always believed that when people plan for their future, clarity, patience, and precision are essential for success. As the Founder and Principal Agent of BrightStar Insurance Partners, he leads a firm that creates customized life insurance strategies for high-net-worth individuals, business owners, and senior executives. His work focuses on premium-financed life insurance and liquidity planning with one primary objective: preserving the financial stories clients have built through years of dedication. Ryan Wert’s professional philosophy centers on clear communication, transparent structure, and thoughtful guidance designed to help people make confident and informed financial decisions.

Entering the Industry

He began his career in the insurance field, working for a boutique brokerage that specialized in complex, high-value planning cases. From the very start, he recognized that well-structured life insurance could serve a greater purpose than simply providing coverage. It could stabilize transitions, protect businesses during change, and secure generational wealth for the families involved. He found meaning in aligning financial tools with people’s long-term goals and ensuring that their legacies were protected.

Early in his career, Ryan worked closely with consultants, attorneys, and financial institutions. These collaborations taught him the importance of accuracy, clarity, and consistent communication. He learned that people value honesty and logic more than sales language, and that the proper role of an advisor is to help clients understand, not persuade. This belief became the foundation of his professional approach and continues to shape his work today. His early experiences convinced him that every client’s situation deserves attention, care, and a custom-built plan that reflects their individual priorities.

Founding BrightStar Insurance Partners

When he established BrightStar Insurance Partners, his vision was to create a company centered on personalized planning and genuine relationships. Each plan developed under his leadership is designed to align with the client’s unique financial objectives, liquidity needs, and family dynamics. Ryan Wert  believes that successful planning extends beyond numbers; it requires understanding how a financial structure aligns with a family’s broader goals and values.

His process relies on open dialogue and careful modeling. Clients are guided step by step, ensuring they understand not only how their plans work but also why each element exists. He prioritizes education, helping clients recognize how different components of a policy interact over time. This transparent approach replaces confusion with confidence, building lasting trust. He emphasizes collaboration, clarity, and simplicity rather than unnecessary complexity, ensuring that each client feels informed and in control of their financial future.

Strategic Life Insurance Planning

Over the past decade, he has worked with clients to secure multimillion-dollar life insurance coverage while preserving liquidity for estate planning and business continuity. His expertise in premium-financed life insurance allows clients to protect their long-term interests without disrupting their investment strategies. For business owners, he develops solutions that provide liquidity without affecting their family’s financial stability. For executives with concentrated equity or deferred compensation, he designs plans that reduce volatility and enhance predictability in their overall economic landscape.

Each solution is tailored to the client’s time horizon, risk tolerance, and specific objectives. Ryan treats every case individually, understanding that no two situations are the same. His measured and deliberate approach has earned him a reputation for consistency and attention to detail. By focusing on quality rather than volume, he ensures that every client receives comprehensive and thoughtful service. This dedication has become one of his defining professional traits and continues to guide his work at BrightStar Insurance Partners.

Professional Network and Reputation

His leadership has made BrightStar Insurance Partners a trusted resource for attorneys, accountants, private banks, and family offices. These professionals frequently refer clients to him, confident that his solutions will integrate seamlessly with existing estate and financial strategies. He ensures that every plan is clear, well-documented, and easily understood by other advisors involved in the process.

He communicates in direct terms, discussing assumptions, costs, and potential results without unnecessary jargon or pressure. Clients and professional partners value this open approach, which prioritizes understanding and collaboration. While he has earned recognition from insurance companies for his success, he considers referrals from clients to be the most meaningful measure of accomplishment. A client recommendation, to him, represents trust—proof that his work meets both expectations and promises.

Working Approach and Client Trust

Ryan Wert  begins every engagement with a comprehensive review of a client’s financial position, obligations, and long-term aspirations. Using detailed models, he demonstrates how different strategies may perform across varying economic conditions. He walks clients through each aspect of the process—funding requirements, lender relationships, anticipated outcomes, and policy governance—ensuring that they have a clear view of their commitments and benefits.

This structured, transparent approach helps clients make informed decisions and maintain confidence in their plans over time. It also minimizes transaction costs and improves plan stability as markets shift. Many of his client relationships span significant milestones, often continuing for decades. For him, trust is built through consistency—returning calls, providing clear answers, and maintaining a steady presence. He believes that small acts of reliability form the strongest foundation for lasting professional relationships.

Community Values and Philanthropy

Ryan grew up in Folsom, California, where he learned the importance of accountability, presence, and community involvement at an early age. These values have guided both his personal and professional life. For more than five years, he has supported the Folsom Police Foundation, contributing to community programs that promote public safety and civic engagement. He also supports the Odisha Society of America, which helps provide educational opportunities to underprivileged youth in India.

Now based in Winter Park, Florida, he remains closely connected to family and community life. Outside of work, he enjoys golf and has coached youth football, helping young athletes develop discipline, confidence, and teamwork. Coaching has strengthened his appreciation for patience and long-term development—principles that reflect the same care he applies in his professional practice. His involvement both locally and globally underscores his belief that true success extends beyond business and includes giving back to others.

Professional Presence Today

Today, he continues to lead BrightStar Insurance Partners with calm focus and thoughtful direction. Ryan Wert  believes that people make their best financial decisions when they are respected, informed, and free from pressure. This belief guides how he conducts every meeting, sets expectations, and maintains ongoing relationships.

The firm continues to expand through referrals and long-term partnerships built on mutual trust and respect. He remains personally involved in each major case, ensuring that every plan reflects the client’s needs and continues to align with changing circumstances. His approach combines precision, care, and integrity—principles that remain consistent throughout his career.

Working with Ryan Wert means working with someone who values clarity, consistency, and commitment. His mission is to help clients protect what they have built, plan for what lies ahead, and preserve their legacy for future generations. Ryan Wert continues to lead his firm with the same focus and patience that have defined his career since the beginning.