Student Loan

State Bank of India (SBI), Dawrpui Branch

1. Professional course a ni tur a ni [MBBS, BDS, B.Sc Nursing, GNM, Pharmacy, Physiotherapy, Medical Lab Technology , Radiography, Engineering, Computer Application, BBA, MBA, Hotel Management, Law, Fashion Design, Interior Design, Graphic Design, Mass Communication & Journalism, Bachelor of Education, Master of Education].

2. College/institution hi Govt approved a ni tur a ni.

3. Zirlaiin kum 1 emaw a aia tam emaw chawlh a neih chuan Affidavit (Break Certificate) siamtir a ngai.

4. Loan lak tur zat hi ₹7 Lakh hnuai lam a nih chuan dahkham a ngai lo

5. SBI-ah account hawn ngei ngei a ngai a, an nei lo a nih chuan a hmaa an account neihna bank statement (1 year) an submit anga,documents tif fel atang thla 6 hnuah  Loan a lut ang.

6. Student tana document ngaite, Class X, XII Marksheet leh Certificate, Aadhaar Card, Pan Card, Admission offer letter, fee structure (a zir chhunga a course fee), student ID (Reimburse)

7. Loan lak tur zat hi ₹7.5 Lakh aia tam a nih chuan, chhungkaw zinga mi ngei in leh lo (Land with building) dahkham (Security/Guarantor) a ngai ang; mi dang (third party) dahkham phal a ni lo.

8. Tuition fee, admission fee, hostel fee, mess fee, computer and field expense, Laboratory expenses (Hengho hi loan lak turah a tel ang)

9. Foreign lamah ṭum 2-4 zinna senso hi Loan-ah a tel thei ang. 

10. Top 100 ranking - Foreign - upto 49.99 Lakh (Foreign-a zirna in Top 100 chinah ₹ 49.99 lak chin dah kham ngai loin a lak theih ang)

11. India ram chhunga zirna in Top 100 chinah loan dahkham ngai loin a lak theih ang. (IIT, IIM, AIMS)

12. Loan rulh lai nei tan student loan a lak theih loh

13. Lehkha zir chhungin Loan hi a pung chauh an rul ang a, an zir zawhah a loan chu a rul chauh ang. (Eg. Loan ₹5,00,000x9% interest (3 years) interest chu ₹ 45,000 a ni ang a, (45000/3 years = 15000. 15000/12=1250. Thla tin ₹1,250x36-a rulh ngai ang a ni ang. Hei hi a lehkha zir chhung zawng a ni ang a, a loan lak ₹ 5,00,000 erawh chu a zir zawhah a rul ṭan ang. (Zir zawh aṭanga thla 6 chhung ngaih hnathiamna a awm ang)

14. Interest rate 8-9% per year

Check List-Education Loan

Borrower/Student

1. Pan Card for the student and guardian

2. Passport size photograph (2 copies)

3. Proof of Identity: Voter ID & Aadhaar Card

4. Address proof: Ration Card/Recent telephone bill/Electricity bill

5. SBI Account Passbook Xerox both Borrower & Guardian/Guarantor

6. Prospectus and schedule of fees structure

7. Proof of admission: Admission Letter/Offer Letter/Selection Letter

8. AICTC/UGC recognition letter if not mentioned in prospectus of the institute.

9. Marksheet from Class X onwards (Original to be produced to our verification)

10. Gap Certificate (if any gap is there)

11. If any other existing loan form other Banks/Lenders, the Loan A/C statement for last 6 months

12. Passport (Mandatory for studies abroad)

13. Quotation of computer/laptop (if expenditure list includes cost of computer)

Guardians/Guarantor

1. Passport size photograph (2 copies)

2. Proof of identity: Voter ID/Passport/Driving Licecse/PAN Card

3. Address proof: Ration Card/Recent telephone bill/Electricity bill

4. Income proof= For salaried - Last Pay certificate and For Non-Salaried, Income Tax Return requires

5. In case, parent (Co-borrower)/Guarantor is employed, Annexure-I to be signed by the Parent or guarantor and Annexure-II to be signed by the DDO parent/guarantor as applicable.

DDO signature to be verified by the banker, where department account is maintained.

Note: Wherever copy of any documents are submitted, original of the same to be produced for our verification.

India: www.ugc.ac.in OR www.education.nic.in OR www.aicte.org.in

Abroad: www.webometrics.info OR www.usnews.com OR www.topuniversities.com

Vidyalaksjmi portal-ah apply tur - (Submit-na tur Branch Code No. SBIN0004809)

Email id: sbi.04809@sbi.co.in

Canara Bank, Zodin Branch

1. Student hrim hrim tan Student loan a lak theih.

2. College/institution hi Govt approved a ni tur a ni

3. Zirlaiin kum 1 emaw a aia tam emaw chawlh a neih chuan Affidavit (Break Certificate) siamtir a ngai.

4. Loan lak tur zat hi ₹1-3 Lakh inkarah dahkham a ngai lo

5. Canara Bank-ah account hawn ngei ngei a ngai. An nei lo a nih chuan a hmaa an account neihna bank statement (1 year) a ngai.

6. Student tana document ngaite, Class X, XII Marksheet leh Certificate (55% chin hmu tan), Aadhaar Card, Pan Card, Admission offer letter, fee structure (a zir chhunga a course fee), student ID (Reimburse)

7. Loan lak tur zat hi ₹4 Lakh aia tam a nih chuan, chhungkaw zinga mi ngei in leh lo (Land with building) dahkham (Security/Guarantor) a ngai ang; mi dang (third party) dahkham phal a ni lo.

8. Tuition fee, admission fee, hostel fee, mess fee, computer and field expense, Laboratory expenses (Hengho hi loan lak turah a tel ang)

9. Foreign lamah ṭum 2-4 zinna senso an tumsak thei ang. 

10. Top 100 ranking - Foreign - upto 49.99 Lakh (Foreign-a zirna in Top 100 chinah ₹ 49.99 lak chin dah kham ngai loin a lak theih ang)

11. India ram chhunga zirna in Top 100 chinah loan dahkham ngai loin a lak theih ang. (IIT, IIM, AIMS)

12. Loan rulh lai nei tan student loan a lak theih loh

13. Interest rate 8-10.5% per year

HDFC, Dawrpui Branch

1. College/institution hi Govt approved a ni tur a ni

2. Zirlaiin kum 1 emaw a aia tam emaw chawlh a neih chuan Affidavit (Break Certificate) siamtir a ngai.

3. Loan lak tur zat hi ₹7 Lakh hnuai lam a nih chuan dahkham a ngai lo

4. HDFC Bank-ah account hawn ngei ngei a ngai. An nei lo a nih chuan a hmaa an account neihna bank statement (1 year) a ngai.

5. Student tana document ngaite, Class X, XII Marksheet leh Certificate, Aadhaar Card, Pan Card, Admission offer letter, fee structure (a zir chhunga a course fee), student ID (Reimburse)

6. Loan lak tur zat hi ₹7.5 Lakh aia tam a nih chuan, chhungkaw zinga mi ngei in leh lo (Land with building) dahkham (Security/Guarantor) a ngai ang; mi dang (third party) dahkham phal a ni lo.

7. Tuition fee, admission fee, hostel fee, mess fee, computer and field expense, Laboratory expenses (Hengho hi loan lak turah a tel ang)

8. Foreign lamah ṭum 2-4 zinna senso an tumsak thei ang. 

9. Top 100 ranking - Foreign - upto 49.99 Lakh (Foreign-a zirna in Top 100 chinah ₹ 49.99 lak chin dah kham ngai loin a lak theih ang)

10. India-ah ₹30 lakh an pe a, MBBS-ah ₹75 lakh an pe.

11. India ram chhunga zirna in Top 100 chinah loan dahkham ngai loin a lak theih ang. (IIT, IIM, AIMS)

12. Loan rulh lai nei tan student loan a lak theih loh

13. Interest rate 8-9% per year