Research

Published Papers

The lock-in effect of rising mortgage rates on housing market dynamics, with Jonah Coste, Will Doerner, and Michael J. Seiler

Journal of Banking and Finance (2026) Vol. 191, 107779, FHFA Working Paper, Public Use Data

Media Coverage: New York Times The Upshot, Washington Post, Financial Times, Boston Globe, Urban Institute, New York Times, San Francisco Chronicle ( 1 ) ( 2 ), Business Insider ( 1 ) ( 2 ) ( 3 ) ( 4 ), Fast Company, Realtor.com, Newsweek, Barron's, Investopedia, Zillow, Calculated Risk Blog, Good Morning America, Top of Mind Podcast

Debt accumulation and default in low-income countries, with Kadidiatou Doucouré 

Accepted at Journal of Macroeconomics

Working Papers

Mortgage debt and the response to fiscal transfers 

Revision resubmitted to Review of Economic Dynamics

Seeking the rent seekers: optimal life cycle taxation with differentiated human capital

Original Draft from UMN Dissertation

Works in Progress

Joint taxation and labor supply, with Amy Handlan 

Optimal default and redistributive policies, with Monica Tran-Xuan