"What can I afford?"
"Get married and then come back to me when you have another income with more savings."
"What can I afford?"
"Get married and then come back to me when you have another income with more savings."
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"Get married and then come back to me when you have another income with more savings."
That's not what I asked.
But that's the response I got when I spoke to my first loan officer in 2016.
That's not what I asked.
But that's the response I got when I spoke to my first loan officer in 2016.
It took me 2 years before I had the nerve to ask another loan officer to run my numbers.
It took me 2 years before I had the nerve to ask another loan officer to run my numbers.
Picture this -
Picture this -
It's 2016 and I finally felt I was earning enough to consider buying my first house! I worked hard to get to this level!
In that initial meeting with a lender, I bit my nails while he "ran my numbers" in silence, asked me again "WHERE in the bay area do you live?!" and then he laughed! Catching his breath, he told me to just wait, "You never know what could happen in 6 months or a year! Get married and then come back to me when you have another income with more savings." To this day, I can still hear his tone and get a fire in my belly.
Never being one to take "No" for an answer, I went to get a second opinion and felt another door figuratively slam in my face as I was told again to wait and that I couldn't afford a house at this time.
Fast forward to 2018, I still couldn't understand why it was out of reach for me.
So, quite by accident, I found a real estate agent and mortgage broker who didn't laugh, who supported and educated me.
Sure, I couldn't afford the average home in The Central Bay Area (duh! it's expensive here!) but they helped me find what I could afford, what I might change to afford more, and with their help, I bought my first house on my single income within 4 months!
This is exactly why I'm passionate about this -
Equip yourself with the right team and magic happens.
Recognizing the significance of representation, I bring decades of negotiation and contract management, to my role as your Realtor®.
My commitment to client satisfaction is underscored by a client-centric, personalized approach.
You tell me your needs and I go to work for you.
So, are you ready for a conversation with me?
So, are you ready for a conversation with me?
and let's make some magic happen.
Please reach out via email/text/phone-call/social media if you have any questions or specific real estate goals. I welcome a chat and would be honored to help you achieve your next real estate goal.
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