A charge controller, or charge regulator is basically a voltage and/or current regulator to keep batteries from overcharging. It regulates the voltage and current coming from the solar panels going to the battery. Most "12 volt" panels put out about 16 to 20 volts, so if there is no regulation the batteries will be damaged from overcharging. Most batteries need around 14 to 14.5 volts to get fully charged. The best charge controller i can offer you is RENOGY 20 AMP MPPT SOLAR CHARGE CONTROLLER
DO I ALWAYS NEED A CHARGE CONTROLLER?
Not always, but usually. Generally, there is no need for a charge controller with the small maintenance, or trickle charge panels, such as the 1 to 5 watt panels. A rough rule is that if the panel puts out about 2 watts or less for each 50 battery amp-hours, then you don't need one.
For example, a standard flooded golf car battery is around 210 amp-hours. So to keep up a series pair of them (12 volts) just for maintenance or storage, you would want a panel that is around 4.2 watts. The popular 5 watt panels are close enough, and will not need a controller. If you are maintaining AGM deep cycle batteries, such as the Concorde Sun Xtender then you can use a smaller 2 to 2 watt panel.
WHY 12 VOLT PANELS ARE 17 VOLTS
The obvious question then comes up - "why aren't panels just made to put out 12 volts". The reason is that if you do that, the panels will provide power only when cool, under perfect conditions, and full sun. This is not something you can count on in most places. The panels need to provide some extra voltage so that when the sun is low in the sky, or you have heavy haze, cloud cover, or high temperatures*, you still get some output from the panel. A fully charged "12 volt" battery is around 12.7 volts at rest (around 13.6 to 14.4 under charge), so the panel has to put out at least that much under worst case conditions.
*Contrary to intuition, solar panels work best at cooler temperatures. Roughly, a panel rated at 100 watts at room temperature will be an 83 watt panel at 110 degrees.
The charge controller regulates this 16 to 20 volts output of the panel down to what the battery needs at the time. This voltage will vary from about 10.5 to 14.6, depending on the state of charge of the battery, the type of battery, in what mode the controller is in, and temperature. (see complete info on battery voltages in our battery section).
USING HIGH VOLTAGE (GRID TIE) PANELS WITH BATTERIES
Nearly all PV panels rated over 140 watts are NOT standard 12 volt panels, and cannot (or at least should not) be used with standard charge controllers. Voltages on grid tie panels varies quite a bit, usually from 21 to 60 volts or so. Some are standard 24 volt panels, but most are not.
What happens when you use a standard controller
Standard (that is, all but the MPPT types), will often work with high voltage panels if the maximum input voltage of the charge controller is not exceeded. However, you will lose a lot of power - from 20 to 60% of what your panel is rated at. Charge controls take the output of the panels and feed current to the battery until the battery is fully charged, usually around 13.6 to 14.4 volts. A panel can only put out so many amps, so while the voltage is reduced from say, 33 volts to 13.6 volts, the amps from the panel cannot go higher than the rated amps - so with a 175 watt panel rated at 23 volts/7.6 amps, you will only get 7.6 amps @ 12 volts or so into the battery. Ohms Law tells us that watts is volts x amps, so your 175 watt panel will only put about 90 watts into the battery.
Using an MPPT controller with high voltage panels
The only way to get full power out of high voltage grid tie solar panels is to use an MPPT controller. See the link above for detailed into on MPPT charge controls. Since most MPPT controls can take up to 150 volts DC (some can go higher, up to 600 VDC) on the solar panel input side, you can often series two or more of the high voltage panels to reduce wire losses, or to use smaller wire. For example, with the 175 watt panel mentioned above, 2 of them in series would give you 46 volts at 7.6 amps into the MPPT controller, but the controller would convert that down to about 29 amps at 12 volts