Last Updated: Nov./12/2025
1. Introduction
At RefToWin, we value your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, store, and safeguard your data when using our web and mobile services.
2. Information We Collect
We collect the following data:
Personal Information: name, email address, phone number, and country.
Account Data: username, encrypted password, and affiliate identifiers.
Financial Data: PayPal, Stripe, or other payment details.
Technical Data: IP address, browser type, device information, and usage logs.
3. How We Use Your Information
We use your data to:
Create and manage your RefToWin account.
Process payments and commissions between businesses and affiliates.
Improve user experience and platform performance.
Send notifications related to your account or transactions.
Comply with legal and financial regulations.
4. Data Sharing
We do not sell personal data. However, we may share it with:
Payment providers: (PayPal, Stripe) to process transactions.
Business partners: for campaign tracking and referral validation.
Authorities: when legally required to do so.
5. Data Security
We implement SSL encryption, secure data storage, and strict authentication protocols. Only authorized personnel can access sensitive data.
6. Data Retention and Deletion
We retain your data while your account remains active or as needed for legal compliance. You may request account deletion by emailing privacy@reftowin.com.
7. Your Rights
You have the right to:
Access and update your data.
Request account deletion.
Withdraw consent for communications.
8. Policy Changes
We reserve the right to update this policy as necessary. The latest version will always be posted on this page.