I strive to share my referral bonus with you. 💸 means extra cash back from me.
Feel free to reach out to xxxsecret261@gmail.com, for any question or cash back.
Live long and prosper 🖖
Summary
Open a checking or money market account at Sound Community Bank using my referral and receive up to $250.
Steps
In-Branch (WA only):
Contact me to get my referral info
Visit any Sound Community Bank branch (locations)
Mention my referral info to the banker during sign-up
Open a checking or money market account
Online (U.S. citizens nationwide):
Contact me to get my referral info
Apply online at soundcb.com
After your account is opened, email clientsupport@soundcb.com with both your info and my referral info to register the referral
Opening account earns you $200 bonus. Setting up direct deposit within 60 days of accout opening earns you $250 bonus.
Important Notes
Account must remain open for 60+ days to qualify for the reward
Must enroll in direct deposit within 60 days of account opening for the $250 tier (no minimum requirement)
All branches are in Washington State, but online applications are accepted nationwide (U.S. citizens only)
🤑 Contact me to get referred: xxxsecret261@gmail.com 🤑
Summary
Sign up for Moomoo using my referral link and receive a $25 Cash Reward.
[Limited Availability] You will get extra 30% of my referral bonus as cash back from me. (kindly confirm with me on availability before sign-up)
Steps
Use my referral link to open a Moomoo brokerage account
Deposit $100+ within 30 days of signing up
Unlock $25 cash reward by completing the deposit requirement within 14 days of receipt
Important Notes
Cash Rewards are credits you can use to trade on Moomoo. The $25 Cash Reward requires a minimum order of $200. Cash Rewards are valid for 6 months from issuance.
Moomoo has welcome bonus too, with up to $1,000 bonus for $50,000+ deposit and temporary $8.1 APY. Read more here.
My Experience
New Moomoo users got a booster rate on their cash account of 4.75% for 60 days on balances up to $20,000. Total APY is 8.1%. I recommend taking advantage of the boost APY.
🤑 My referral link here 🤑
Summary
Open an account on Public Investing using my referral link and deposit $1,000+, you will receive $100 in a stock or ETF.
[Limited Availability] You will get extra $30 from me. (kindly confirm with me on availability before sign-up)
Steps
Use my referral link to sign up for a Public Investing brokerage account
Pick your stock or ETF to receive the bonus
Deposit at least $1,000 as an initial one-time deposit (must be one-time, multiple deposits do not add up)
Important Notes
You can sell the $100 bonus. But the cash value the bonus may not be withdrawn for 12 months.
Once deposit is settled, you can withdraw your $1000+ anytime.
My Experience
Bonus was credited immediately after funding. No need to wait for fund settlement.
🤑 My referral link here 🤑
Summary
Join OnPath Credit Union and open a checking account using my referral and receive $150.
[Limited Availability] You will get extra $50 from me. (kindly confirm with me on availability before sign-up)
Steps
Register on my referral link.
You will receive a registration confirmation email. Click the link within the email to start application.
Use the same info for application as in registration
Open a new OnPath CU personal or business checking account
Within 60 days, complete BOTH:
Make 15+ debit card purchases of $10+ each
Receive 1+ direct deposits totaling $250+
Important Notes
You must register on my referral link before opening your account
I recommend opening the Rewards High Yield Checking:
6% APY on balances up to $10,000
No monthly fee, no minimum balance
Monthly qualifications: 15 debit card purchases, 1 online/mobile login, e-statements enrolled
$150 bonus is in form of a Visa prepaid card, which will be shipped to you
My Experience
They pull Chex, but not sensitive. Call them if your application stuck at Pending.
🤑 My referral link here 🤑
Summary
Join PSECU and receve $300 welcome bonus after completing the requirements
[Limited Availability] Join PSECU using my referral link and get extra $30 from me. (kindly confirm with me on availability before sign-up)
Steps
Use my referral link to apply for PSECU membership and opening account
Enter promotional code 2026REFER during application
Open 1+ savings account and 1+ checking account
Within 100 days of membership, receive 2 qualifying direct deposits of $500+ each into either the new savings or checking account
Important Notes
Must be 18+ and a U.S. citizen or permanent resident residing in the U.S.
Promotional code 2026REFER is required for the $300 bonus
My Experience
They pull Chex, but not sensitive. Sometimes they ask for additional verification documents during application review. Check mailbox.
🤑 My referral link here 🤑
Summary
Join Verity Credit Union and open accounts using my referral and receive $100.
[Limited Availability] You will get extra $30 from me. (kindly confirm with me on availability before sign-up)
Steps
Contact me so I can add your info (name + phone) in Digital Banking to track the referral
Join Verity by opening a Prime Share Savings account
Enroll in Digital Banking and sign in
Within 60 days, complete ONE of the following
Open a checking account + make 12 debit card purchases
Open a new Verity credit card
Open a new Verity loan (excludes mortgage products)
Important Notes
Only available to anyone who lives, works, worships, or attends school in Washington State
If you apply in-branch, freeze your Chex report beforehand and ask nicely, banker will get manager approval override and a Chex pull can be avoided
My Experience
In-branch application was very smooth. $100 bonus is easy to earn — just use debit card 12 times.
🤑 Contact me to get referred: xxxsecret261@gmail.com 🤑
Summary
Sign up for Kraken using my referral link and earn up to $75 in BTC.
[Limited Availability] You will get extra $4/$9/$20 from me. (kindly confirm with me on availability before sign-up)
Steps
Use my referral link to sign up for a Kraken account
Deposit $100+
Trade crypto (stable coin not included) to unlock tiered rewards:
Trade $100+ → earn $15
Trade $300+ → earn $35
Trade $500+ → earn $75
Important Notes
Rewards are paid in BTC within 14 days of completing each tier
Opt in to Kraken+ free trial for 30 days to save the 1% trade fees; just remember to cancel
My Experience
Bonus confirmation email immediately after trading. Bonus credited in the coming 1-2 weeks.
🤑 My referral link here 🤑
Want Extra $150?
Instead of signing up from my referral link, sign up from Rakuten ($150) or TopCashBack ($100) and apply my referral code chpy4f7r during sign-up. The shopping portal will give you another $150 cash back, and my referral rewards will be stacked too!
New to Rakuten? $65 bonus here~
New to TopCashBack? $15 bonus here~
Summary
Sign up for OKX using my referral link, and receive $200 worth of BTC.
[Limited Availability] You will get extra $50 from me. (kindly confirm with me on availability before sign-up)
Steps
Use my referral link below to sign up for an OKX account
Deposit $200 or more worth of cash or crypto
Trade $200 or more worth of crypto
Important Notes
Rewards are unlocked after you maintain a daily average portfolio balance of $200 for any 30 days within a 90-day period
My Experience
Bonus is credited (but locked) within 5 mins of trading.
🤑 My referral link here 🤑
Summary
Sign up for eToro using my referral link and receive $30 after completing registration and making your first deposit.
[Limited Availability] You will get extra $10 from me. (kindly confirm with me on availability before sign-up)
Steps
Use my referral link to sign up for a new eToro account within 30 days of clicking the link
Make a first-time cash deposit of at least $100
Important Notes
$30 bonus cannot be withdrawn during the first 30 days after it's credited.
eToro has welcome rewards for new account, with up to $500 bonus when you deposit $5,000. This can be stacked with my referral bonus. See details here and full T&C here.
My Experience
You will get bonus confirmation email after deposit. Rewards are credited within ~2 weeks.
🤑 My referral link here 🤑
Summary
Sign up for a Chime Bank Account using my referral link and receive $100.
[Limited Availability] You will get extra $30 from me. (kindly confirm with me on availability before sign-up)
Steps
Use my referral link below to open a new Chime Bank Account
Set up a Direct Deposit of $200+ within 45 days of opening account
ACH Push from Current Bank counts as Direct Deposit (Don't have Current account? Sign up for $225 bonus here)
Activate your physical Chime Visa Debit Card within 14 days of receiving DD
Important Notes
Churnable: If you have an existing Chime account, close it, wait for 2-3 months and reapply with a different email. All rewards apply again!
Activate your debit card within 14 days of DD, so you might want to wait for your card to arrive before doing DD.
My Experience
Chime app shows progress to earn $100 referral bonus. Bonus almost instantly credited after completing all requirements.
🤑 My referral link here 🤑
Want Extra $300?
Instead of signing up from my referral link, sign up from TopCashBack. The shopping portal will give you another $300 cash back, and my referral rewards will be stacked too! Here's how to do:
Click on my referral link, don’t do anything. [Keep the referral tab open and do nothing]
Open a new tab. Go to TopCashBack and click on the offer
Sign up on TopCashBack tab
Notes: TopCashBack offer does not require activating physical debit card, but requires DD within 30 days of account opening.
New to TopCashBack? $15 bonus here
Summary
Sign up for a Current Bank Account, enter my referral code HAORANZ554 and receive $150.
[Limited Availability] You will get extra $30 from me. (kindly confirm with me on availability before sign-up)
Steps
Open a new Current Bank account here
Enter my referral code HAORANZ554 after opening account
In the Current app, go to Account → Rewards → Add Code → enter my referral code → app confirms code applied
Set up a Direct Deposit of $200+ within 45 days of opening your account
Important Notes
Must be a new, first-time Current customer
Cannot be combined with other enrollment bonuses
Current has a public reward code (PAYROLL75). DO NOT USE IT. It only gives you $75 bonus while referral gives you $150.
My Experience
Bonus credited within a day or two after settled DD.
🤑 My referral code HAORANZ554 🤑
Want Extra $30?
Sign up from Rakuten, instead of Current public website. Enter my referral code HAORANZ554 after opening account (same as Step#2).
Note: Rakuten $30 cash back requires DD within 30 days, instead of 45 days for referral bonus.
New to Rakuten? $65 bonus here~
Summary
Sign up for a Varo Bank Account using my referral link and receive $100.
[Limited Availability] You will get extra $30 from me. (kindly confirm with me on availability before sign-up)
Steps
Important Notes
Must be a new Varo customer (never had a Varo account before)
Account must remain open and in good standing when bonus is paid
My Experience
Bonus reminder emails after opening account. Bonus usually credited within a few days of settled DD.
🤑 My referral link here 🤑
Summary
Sign up for Raisin using my referral code haoranz077153 and receive up to $1,500 bonus.
[Limited Availability] You will get extra $60 from me. (kindly confirm with me on availability before sign-up)
Steps
Sign up for Raisin using my referral code haoranz077153
Initiate your first deposit by February 1, 2026
Deposit at least $10,000 within 14 days of your initial deposit
Maintain your balance for 90 days
Important Notes
Must sign up and initiate first deposit by February 1, 2026
Only funds deposited within 14 days of initial deposit count toward bonus tier
$10,000 – $24,999: $70 bonus
$25,000 – $49,999: $175
$50,000 – $99,999: $350
$100,000 – $199,999: $750
$200,000+: $1,500
Must maintain qualifying balance for 90 days — if balance drops, you receive the bonus for the lowest balance maintained
🤑 My referral code haoranz077153 🤑
Want Extra $250?
Initiate Raisin account application from TopCashBack for $250 cash back. Then enter my referral code haoranz077153 during sign-up. TopCashBack requirement is $10,000+ deposit and maintaining balance for 21+ days.
New to TopCashBack? $15 bonus here
Summary
Sign up for Kudos using my referral link and receive $20 (2000 Boost) after making your qualifying first purchase.
You will get extra $6 from me.
Steps
Use my referral link to sign up for Kudos
Download the Kudos browser extension
Add your credit card(s) to Kudos for autofill (one card is enough)
Make a $30+ purchase at a Kudos Boost store using the extension
Earn ~$7 bonus by completing a list of simple tasks, including making first boost purchase and setting up autofill.
Important Notes
Must use the Kudos extension at checkout
Purchase must be at a Boost store
The terms requires "autofill card details at checkout", but my experience shows it's not needed for bonus
🤑 My referral link here (if you ever need my referral code: HAORAN_KUDOS_481306) 🤑
Summary
Sign up for Rakuten using my referral link and receive $50 after making your first qualifying purchase.
You will get extra $15 from me.
Steps
Use my referral link to sign up for a new Rakuten account
Make a qualifying purchase through Rakuten (no min spend requirement)
Bonus is confirmed once your cash back from the purchase is confirmed
My Experience
Rakuten is arguably the best shopping portal, in terms of user experience. In case of missing cash back, submit a claim.
🤑 My referral link here 🤑
Summary
Sign up for TopCashBack using my referral link and receive $15 from me, after earning $10 in cash back.
Steps
Use my referral link to sign up for a new TopCashBack account
Earn $10+ in cash back within 180 days of joining
Important Notes
My referral bonus becomes Payable once your $10+ cash back becomes Payable. Then I'll share my bonus with you.
My Experience
TopCashBack often has higher cash back rates than competitors. In case of missing cash back, submit a claim.
🤑 My referral link here 🤑
Summary
inKind is a dining rewards and payments app that lets you pay at partner restaurants to earn bonus dining credit and discounts for future meals. Sign up for inKind using my referral link to get $25 off for your first $50+ meal.
You will get extra $15 cash back from me.
Steps
Important Notes
inKind sells gift cards at deeply discounted price, which are stackable with your $25 off.
Costco sells them at $64.99 for $100 (limit 5 per member)
Don't have Costco membership? You can get unlimited quantities at Giftcards.com for ~30% off. Here's how.
My Experience
inKind used to mostly partner with upper scale / fine dining restaurants, but now they expand to coffee shop, casual places, bars, etc, making it more appealing.
🤑 My referral link here 🤑