PYGG
PYGG
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PYGG app is piggy bank digital application designed to help individuals track and manage their savings goals. It serves as a virtual version of the traditional piggy bank, providing a convenient and organized way to save money.
With Pygg, users can set savings goals, such as saving for a vacation, a new gadget, or a special occasion. The app allows them to track their progress towards these goals by recording their deposits and monitoring their savings over time.
The app typically offers these features:
Savings Tracking: Users can easily input their savings amounts and track their progress towards their goals. The app provides visual representations, such as progress bars or charts, to show the user's savings journey.
Goal Setting: Users can create multiple savings goals and set target amounts for each goal. This helps them stay focused and motivated to save for specific purposes.
Automatic Deposits: Pygg app provides the option to set up automatic deposits. Users can schedule recurring transfers from their bank accounts to their savings goals, ensuring consistent savings without manual effort.
Financial Insights: The app offer insights and analysis of the user's saving habits, providing suggestions and tips to improve their saving strategies.
Notifications and Reminders: Users can receive notifications and reminders to stay on track with their savings goals. This helps maintain consistency and encourages regular saving habits.
Security: Pygg app prioritizes the security of users' financial information. It employ encryption and secure login protocols to protect sensitive data.
Pygg app provides a convenient and user-friendly way to manage savings goals, track progress, and develop better financial habits. It offers flexibility, automation, and insights to help individuals achieve their saving objectives and improve their financial well-being.
PRIVACY POLICY
Effective Date: 1June 2023
This Privacy Policy describes how Pygg, a mobile application developed by Object Reference Ltd., collects, uses, stores, and shares personal information of its users in accordance with Kenya's data protection laws. By using the Pygg mobile application, you consent to the practices described in this Privacy Policy.
Information We Collect:
1.1 Personal Information: - When you register an account with Pygg, we collect personal information such as your name, email address, phone number, and optionally, a profile picture. - When you use Pygg services, we may collect transactional data, including but not limited to, account balances, transaction history, and other financial information. - We may collect location information when you use certain Pygg features that require access to your device's location.
1.2 Usage Information: - We collect information about your interactions with the Pygg mobile application, such as the features you use, the buttons you click, and the pages you visit. This helps us improve our services and enhance user experience.
1.3 Device and Log Information: - We automatically collect information about your device, including your device type, operating system, device settings, and unique device identifiers. - We may also collect log information, such as your IP address, browser type, pages visited, and timestamps.
Use of Information:
2.1 We use the collected information for the following purposes: - To provide and improve the Pygg services, including account management, transaction processing, and customer support. - To personalize your experience with Pygg, including tailored content, promotions, and recommendations. - To communicate with you regarding account updates, service announcements, and other relevant information. - To conduct research and analytics to enhance and optimize our services. - To comply with legal obligations and enforce our Terms of Service.
Data Sharing and Disclosure:
3.1 We may share your personal information in the following circumstances: - With authorized service providers and business partners who assist us in delivering the Pygg services (e.g., payment processors, hosting providers). - With law enforcement agencies, regulatory authorities, or legal advisors when required by applicable laws or in response to valid legal requests. - In the event of a merger, acquisition, or sale of assets, your personal information may be transferred to the acquiring entity. - With your consent or at your direction.
Data Security:
4.1 We employ industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.
4.2 However, please note that no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
Your Rights:
5.1 You have the right to access, modify, and delete your personal information stored in Pygg's systems. You can update your personal information within the Pygg mobile application or by contacting us directly.
5.2 You can choose not to provide certain information, but this may limit your access to certain features or services.
5.3 Pygg respects your rights to opt-out of receiving promotional communications. You can unsubscribe from marketing emails through the provided opt-out links or by contacting us directly.
Data Retention:
6.1 We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
Children's Privacy:
7.1 Pygg is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child under the age of 18, we will take steps to delete the information as soon as possible. Parents or legal guardians who believe that their child may have provided personal information to us without their consent can contact us to request the deletion of the information.
Compliance with Kenya's Data Protection Laws:
8.1 Object Reference Ltd., the developer of Pygg, is committed to complying with the applicable data protection laws in Kenya, including the Data Protection Act. We handle your personal information in accordance with these laws and strive to ensure the security and confidentiality of your data.
Changes to this Privacy Policy:
9.1 We reserve the right to modify or update this Privacy Policy from time to time. Any changes will be effective upon posting the revised Privacy Policy on the Pygg mobile application. We encourage you to review this Privacy Policy periodically to stay informed about how we collect, use, and protect your personal information.
Contact Us:
10.1 If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us at:
Object Reference Ltd. Address: objectreference.co.ke Phone: 0799 000 393
We will respond to your inquiries and address any concerns as promptly as possible.
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