What's new:

1. Became member of 8th Pay Commission- Govt. of India

2. Became member of Economic Advisory Council of Prime Minister 

3.  NEW PAPER OUT: 

                   (a)Household Discount Rate Heterogeneity and Policy Transmission 

                   (b)A Tale of Two Zoos: Machine Learning Insights on Fifteen Million Retail Investors

                  (c) Animal Spirits on Steroids: Evidence from Retail Options Trading in India 

                  (d) Household Portfolio and Deposit Insurance: Implications for the Supply of Safe Assets 

                  (e) Divine Catalysts: Religion and Portfolio Choices  

4. Papers in NBER BREAD/Development Economics Program Meeting, Fall 2025-Dec 5 

                       (a) The Effects of Mandated Maternity Leave on Labor Market Outcomes in India

                             (with Stephanie Hao, Lisa Y. Ho, Garima Sharma, and   Shreya Tandon)

                        (b) Economic Opportunity Costs: Banking Access and   Educational (Dis)Investment

                            (with Sumit Agarwal, Yuqi Chang, and Arkodipta  Sarkar)             

5. Papers in Hoover Institution India Economic Policy Conference- Nov 13

(a) Safety Nets, Credit, and Investment: Evidence from a Guaranteed Income Program

(with  Nishant Vats)

(b) Breaking Barriers to Financial Access: Cross-Platform Digital Payments and Access Markets  

(with Shashwat Alok, Nirupama Kulkarni, Manju Puri)

6. Papers in AFA 2026

(a) Developer Accountability and Mortgage Access: Expanding Homeownership 

(with Sumit Agarwal, Mingxuan Fan, Arkodipta Sarkar and Xiaoyu Zhang)

(b) Inflation Expectation and Cryptocurrency Investment

(with Will Cong, Jiasun Li, Qihong Ruan, Artem Streltsov)

(c) When Human Meet Algorithm: the Adoption and Impact of Retail Algorithmic Trading

(with You Li, and Jian Zhang)

(d) Demographics and Technology Diffusion: Evidence from Mobile Payments

(with Nicolas Crouzet, Apoorv Gupta and Filippo Mezzanotti) 

(e) Animal Spirits on Steroids: Evidence from Retail Options Trading in India

 (with Vikas Agarwal, Nagpurnanand Prabhala, and Haibei Zhao)

(f) Household Portfolio and Deposit Insurance: Implications for the Supply of Safe Asset

(with Nicola Limodio amd Nishant Vats) 

7. Papers in ISB-NBER 2025 

(a) Inflation Expectations and Portfolio Rebalancing of Households: Evidence from Inflation Targeting in India

(with Sumit Agarwal, Yeow Hwee Chua, and Changcheng Song)

(b) Divine Catalysts: Religion and Portfolio Choices

(Maxime Bonelli, Lakshmi Naaraayanan, Purnoor Tak)

(c) Household Portfolio and Deposit Insurance: Implications for the Supply of Safe Asset

(with Nicola Limodio amd Nishant Vats) 

8. Following paper was presented in Chicago Booth Conference on Finance and Development 

(a) Cross-Platform Digital Payments and Customer-Driven Data Sharing: Implications for Credit Access 

(c) Household Portfolio and Deposit Insurance: Implications for the Supply of Safe Assets      

9.  (a) Paper presented at 7th Summer Conference on Financial Intermediation and Corporate Finance

(b) Paper discussed at 7th Summer Conference on Financial Intermediation and Corporate Finance

10. Fellow of Institute of Financial Research, The HongKong University of Science and Technology

11. Paper presented at   SFS Cavalcade 2025

Shadow Banks on the Rise: Evidence      Across Market Segments 

7. Paper accepted in WFA 2025

Open Banking and Digital Payments: Implications for Credit Access 

Coverage: Mint , Economic times , Indian Express , Times of India 

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