The Latinx community is declined for conventional home loans at a rate that’s 7% higher than the national average. 27% of Latinx consumers are “credit invisible” or have an unscored credit report that preempts access to mortgage credit financing. Giving Latinx families access to Habitat is essential as it may represent a viable option to increase Latinx homeownership and reduces the inequalities they often face when buying a home.

Creating new homes in substandard communities increases the property value, creates new jobs, inspires other community members to renovate and preserve their homes, and directly increases the demand and economic prosperity within that community.

Entire communities come together to create Habitat homes. Having Habitat within any community increases unity, cohesion, and self-sufficiency.