Privacy Policy for Pay8Calc

Effective Date: 26 February 2026

1. Introduction

Welcome to Pay8Calc. We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we handle, collect, and use information when you use our mobile application.

2. Information Collection and Use

Your privacy is our top priority. We do not collect, store, or transmit your personal financial data, salary details, or tax calculations to any external servers.

Local Processing:

All calculations, including 8th CPC projections, Pension estimates, Income Tax planning, GST, and EMI calculations, are performed locally on your device.

No Account Required:

You are not required to create an account, log in, or provide any personal identification details (such as Name, Email, or Phone Number) to use the core features of this app.

Data Retention:

Since we do not collect or store personal data on external servers, we do not retain user data.

3. Third-Party Services

While our app does not collect personal data, we may use third-party services such as Google Play Services and crash reporting or performance monitoring tools (for example, Firebase Crashlytics) to ensure the app functions smoothly and to monitor app performance. These services may collect device-related information according to their own Privacy Policies.

Google Play Services

4. Log Data

In the case of an error or app crash, we may collect data and information (through third-party products) on your device called Log Data. This Log Data may include information such as your device Internet Protocol ("IP") address, device name, operating system version, app configuration when using our service, the time and date of your use, and other statistics. This data is strictly used to fix bugs and improve the app.

5. Security

We value your trust in using our app. Since all your financial inputs remain on your device, the security of your data is primarily protected by your device’s own security measures (such as screen locks or biometric authentication). We strongly advise keeping your device secure to protect your personal information.

6. Links to Other Sites

Our application may contain links to external sites (such as official government portals for reference). If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

7. Advertisements

This app does not display third-party advertisements.

8. Children’s Privacy

This app is not intended for children under the age of 13. We do not knowingly collect personally identifiable information from children.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted.

10. Contact Us

If you have any questions, suggestions, or concerns about our Privacy Policy, do not hesitate to contact us at:

Email: madhuasharma05@gmail.com