PRIVACY POLICY

Effective Date: September 25, 2025

Parent Company: Twin Think

At IPO Index, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our mobile application and related services.

1. Information We Collect

We may collect the following types of information when you use the app:

Personal Information (Optional): Name, email address, or contact details (if you choose to contact us).

Financial Data: We do not collect or process any of your bank account, credit card, or trading account details.

2. How We Use Your Information

We use the collected information to:

•  Provide accurate IPO updates, subscription data, GMP (Grey Market Premium) trends, and allotment details.

•  Improve app performance, user experience, and content relevance.

•  Respond to your queries and provide customer support.

•  Monitor app analytics and ensure security.

•  Send you notifications about IPO updates, if you opt in.

3. Sharing of Information

• We do not sell, rent, or trade your personal data to third parties.

• We may share limited non-personal data (such as analytics) with trusted service providers for improving app functionality.

• We may disclose information if required by law or to protect the rights of Twin Think and its users.

4. Data Security

We take reasonable measures to protect your personal information against unauthorized access, loss, or misuse. However, no digital platform is 100% secure, and you acknowledge this risk by using the app.

5. Third-Party Services

The app may contain links or data sourced from third-party platforms (such as stock market data providers). These platforms have their own privacy policies, and Twin Think is not responsible for their practices.

6. Children’s Privacy

Our app is not intended for children under the Age of 18. We do not knowingly collect personal information from minors.

7. User Rights

We have the right to

• Opt-out of notifications and promotional messages.

• Request clarification about how your data is handled.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be effective from the date of posting within the app. We encourage you to review it periodically.

9. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us:

IPO Index

Email: ipoiindex@gmail.com

---

Terms & Policies – IPO Index

1. Disclaimer:

   The information provided in IPO Index is for educational and informational purposes only. We do not provide financial or investment advice. Users should verify data before making any investment decisions.

2. No Liability:

    Twin Think and IPO Index are not responsible for any financial losses, errors, or inaccuracies in IPO-related data, GMP values, subscription rates, or allotment updates.

3. User Responsibility:

• Use the app at your own discretion.

• Verify data from official stock exchange websites (e.g., NSE, BSE, SEBI).

4. Intellectual Property:

   All content, branding, and app design are owned by Twin Think. Unauthorized use or reproduction is strictly prohibited.

5. Termination of Access:

   We reserve the right to suspend or terminate access to the app for misuse, fraudulent activity, or violation of policies.