Privacy Policy for OwedPayTrack

Effective Date: April 9, 2025

At OwedPayTrack, we value your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile app.

1. Information We Collect

When you use OwedPayTrack, we collect the following types of information:

2. How We Use Your Information

We use the information we collect to:

3. How We Protect Your Information

We take the protection of your data seriously. We implement industry-standard security measures to safeguard your information, including encryption and secure data storage. However, please be aware that no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

4. Sharing Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information with trusted service providers or partners who assist in the operation of the app, provided they agree to keep your information confidential. We may also share your information if required by law or in response to legal requests.

5. Data Retention

We retain your information only as long as necessary for the purposes outlined in this Privacy Policy or as required by law. If you wish to delete your account, you may contact us, and we will remove your data from our records.

6. Your Rights

Depending on your location, you may have the right to access, correct, or delete your personal information. You can also object to or restrict the processing of your data in certain circumstances. Please contact us if you wish to exercise any of these rights.

7. Children's Privacy

Our app is not intended for use by children under the age of 13. We do not knowingly collect personal information from children. If we become aware that a child under 13 has provided us with personal information, we will take steps to delete such information.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by updating the “Effective Date” at the top of this policy. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or the way we handle your personal data, please contact us at:

Email: arhamjbcguh@gmail.com