Effective Date: March 16, 2026
Welcome to Loan Calculator (hereinafter referred to as "the App", "we", "our", or "us"). We prioritize the protection of your digital privacy. This Privacy Policy outlines our practices regarding information handling and reinforces our commitment to user anonymity.
LEGAL DISCLAIMER: This App is a specialized mathematical tool designed for estimation and informational purposes only. We are not a financial institution; we do not provide loans, credit approvals, mortgage brokerage, or any form of financial services.
A. Personal Identifiers
To ensure a private user experience, the App does not require registration, login, or the creation of a user profile. We do not collect, request, or store personal identifiers such as your name, email address, phone number, or physical location.
B. Local Processing
All data entered for calculations (such as loan amounts, interest rates, and durations) is processed and stored locally on your mobile device. We do not transmit your financial inputs to our servers or any third-party databases.
To support app maintenance and provide free access to our features, we utilize industry-standard third-party SDKs. These services may automatically collect limited technical data:
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Google Mobile Ads (AdMob): This service displays advertisements within the App. AdMob may collect non-sensitive device identifiers (such as the Android Advertising ID) and interaction data (e.g., ad clicks and views) to ensure ad relevance and fraud prevention.
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Firebase Cloud Messaging (FCM) & Analytics: We use Firebase to deliver important service notifications and analyze aggregated, non-personal usage patterns (e.g., app stability and feature engagement). This helps us improve the App’s performance.
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All integrated SDKs are configured to comply with the Google Play Developer Program Policies.
The App is designed for a general audience and is not intended for use by children under the age of 13 (or 16 where applicable by law). We do not knowingly solicit or collect data from minors. If we become aware of such data collection, we will take immediate steps to remove it.
As we do not maintain a remote database for user profiles, we do not retain your personal information. Your calculation history remains on your device until you manually clear the App’s data or uninstall the App. We use reputable third-party libraries and keep them updated to ensure a secure technical environment.
We may disclose technical, non-personal information only when required by law, regulation, or a valid legal process, or to protect the safety and rights of our users and the public.
We may update this Privacy Policy from time to time to reflect changes in our services or legal obligations. We encourage you to review this policy periodically. Your continued use of the App following any updates constitutes your acceptance of the revised terms.
If you have any questions or feedback regarding our privacy practices, please reach out to us at: tortoisewu952@gmail.com