Privacy Policy for Policy Math 

Privacy Policy

Privacy Policy for Policy Math

Last updated: October 20th, 2024

This Privacy Policy describes our policies and procedures on the collection, use, and disclosure of your information when you use the service and tells you about your privacy rights and how the law protects you.

We do collect your personally identifiable information. Any personal information like email, mobile, state, district, address or name you save inside the app can be stored on the server.

Information Collection and Use

The app uses third-party services that may collect information used to identify you. We may save your personal information fields like Name, Email, Mobile Number, State, District on the server, which is required to provide services like app subscriptions.

Collection of Device ID

We collect the Device ID (a unique identifier for your mobile device) to help maintain the integrity of the subscription on a single device at a time. This allows us to manage your subscription and ensure that it is not used on multiple devices simultaneously. The Device ID is used solely for this purpose and is stored securely to prevent unauthorized access or misuse. We do not share the Device ID with any third parties for marketing purposes.

Third-Party Data Sharing

We may share your personal data with third-party service providers, business partners, or affiliates in order to provide or improve the services we offer. This data sharing is limited to what is necessary for the services provided by these third parties, such as payment processing, analytics, or marketing support. Any data shared is protected by contractual agreements to ensure your privacy rights are respected.

Examples of third-party service providers include:

• Google Play Services

• AdMob

Your Rights and Choices

Access Rights

You have the right to access your personal data held by us. Upon request, we will provide you with a copy of the data we hold, including details on how it is used. You can request this information by contacting us via the details provided below.

Deletion Rights

You have the right to request the deletion of your personal data. Upon receiving a deletion request, we will remove your data from our servers unless retention is required by law or for legitimate business purposes (e.g., billing). To request the deletion of your personal data, please contact us.

Right to Know About Data Sales

We do not sell your personal data for monetary value. However, we may share your data with third parties for certain business purposes necessary to provide or improve the services offered. While we ensure that appropriate safeguards are in place to protect your privacy, we do not disclose detailed information about the specific third parties with whom your data is shared.

Right to Rectification

You have the right to request the correction or update of any inaccurate or incomplete personal data we hold about you. If you believe that any information we hold is incorrect or outdated, you can contact us to have it rectified. We will take reasonable steps to ensure that your personal data is accurate, complete, and up to date based on the information you provide to us.

Right to Know About Data Sharing

As part of our commitment to transparency and your privacy, you have the right to know how your personal information is collected, used, and shared by us. We take data privacy seriously and strive to inform you clearly about the following:

1. What Data We Collect: We collect personal information such as your name, email address, phone number, and other details that you provide to us while using our services.

2. How We Use Your Data: The personal data we collect is primarily used to provide and improve our services, communicate with you, process transactions, and for security purposes.

3. With Whom We Share Your Data: We may share your personal information with trusted third-party service providers to perform tasks on our behalf, such as payment processing, data hosting, analytics, or customer support. We ensure that these providers comply with data protection regulations and handle your data securely.

4. Legal Obligations: In certain cases, we may also share your data with government authorities or other third parties if required by law or if we believe that disclosure is necessary to protect our rights or comply with a legal process.

5. Your Rights: You have the right to request information about the data we collect and share, including:

   • The categories of personal data collected.

   • The categories of third parties with whom we have shared your data.

   • The specific pieces of personal data we have shared.

Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, such as providing the services, complying with legal obligations, resolving disputes, and enforcing our agreements. Once your personal data is no longer needed for these purposes, it will either be securely deleted, anonymized, or retained in compliance with legal and regulatory requirements. The specific retention period may vary depending on the nature of the data and legal requirements. If you request the deletion of your personal data, we will take steps to remove it from our systems, except where retention is required by law or for legitimate business purposes.

Opt-Out of Data Sale

We do not sell your personal data for monetary value. However, the app may use third-party services that involve the sharing of your data for targeted advertising purposes. At this time, we do not offer a specific opt-out mechanism for such data sharing. Please note that any advertising within the app is managed by these third-party services, and we ensure that all data shared with them is handled according to their privacy policies and applicable legal requirements.If you have concerns about how your data is used in this context, we recommend reviewing the privacy settings on your device and adjusting them to limit ad tracking where possible.

Opting Out of Targeted Advertising

We partner with third-party advertisers to show relevant ads. If you wish to opt-out of targeted advertising:

• Use the in-app setting under Settings > Privacy > Ad Preferences to disable personalized ads.

• For mobile devices, you can also opt-out through your device settings:

  • On Android, go to Settings > Google > Ads > Opt out of Ads Personalization.

Security of Your Personal Data

The security of your personal data is important to us. However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.

Children's Privacy

Our Service does not address anyone under the age of 13. we do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided us with Personal Data, please contact us. If We become aware that we have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.

If we need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information.

Links to Other Websites

Our Service may contain links to other websites that are not operated by me. If You click on a third party link, You will be directed to that third party's site. I strongly advise You to review the Privacy Policy of every site You visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Changes to this Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let You know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the "Last updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Refund Policy

Thank you for subscribing to "Policy Math". We strive to provide the best service possible, but we understand that sometimes circumstances may arise where a refund is necessary. Below is our standard refund policy for subscriptions in India.

1. Eligibility for Refunds

   - Refunds are only applicable for technical issues that prevent you from accessing the subscribed service.

   - No refunds will be provided if you change your mind about the subscription or decide to stop using the app during the active subscription period.

   - To be eligible for a refund, a request must be made within 7 days of the subscription purchase or renewal date.

2. How to Request a Refund

   - If you are eligible for a refund, please submit your refund request by contacting our customer support at [developer.ankit91@gmail.com] with the following details:

     - Your registered email or phone number.

     - Subscription ID or Transaction ID.

     - Reason for refund request.

   - Our support team will review your request and respond within 5 business days.

 3. Refund Processing Time

   - Approved refunds will be processed within 10 business days of approval.

   - The refund will be credited back to the original payment method used during the subscription purchase (e.g., credit card, bank account, digital wallet).

4. Non-Refundable Circumstances

  - We do not offer refunds for:

     - Partially used subscription periods.

     - Voluntary cancellation of the subscription before its expiry.

     - Inability to use the service due to lack of compatibility with your device, unless a technical error on our side is confirmed.

     - Subscriptions purchased via third-party platforms (e.g., Google Play Store, Apple App Store). In such cases, refund requests should be made directly with   the respective platform.

5. Disputes and Chargebacks

   - If you dispute a payment or initiate a chargeback through your payment provider, your account may be temporarily suspended while the dispute is resolved.

6. Changes to Refund Policy

   - We reserve the right to modify or update this refund policy at any time. Any changes will be communicated via the app or email, and the updated policy will be effective immediately upon publication.

Contact

If you have any questions about this Privacy Policy, You can contact me:

• By email: developer.ankit91@gmail.com