Privacy Policy
Effective Date: April 20, 2026
Developer: FINANCIAL COMPLIANCE CONSULTANCY LIMITED
Contact: christoperjonesg232@gmail.com
Welcome to the mobile applications (the "Apps") developed and published by FINANCIAL COMPLIANCE CONSULTANCY LIMITED (hereinafter referred to as "we," "us," or "the Developer") on the Google Play Store. This Privacy Policy outlines our practices for collecting, using, storing, disclosing, and protecting your personal information (hereinafter referred to as "you" or "user"). It is fully compliant with Google Play Store’s mandatory requirements—including the obligation to complete the Data Safety Form and provide a publicly accessible privacy policy[superscript:2][superscript:5]—and aligns with global data protection regulations (including GDPR and CCPA) to ensure legal compliance worldwide[superscript:1][superscript:7]. This Policy serves as a compliant basis for our Apps’ successful listing on Google Play and must be linked in both the App’s Play Store listing and within the App itself, as required by Google guidelines[superscript:2][superscript:5]. By downloading, installing, or using our Apps, you acknowledge and fully agree to all terms and conditions set forth herein. We are committed to transparency in data practices to build user trust and meet Google’s privacy obligations[superscript:2].
We respect your privacy and strictly adhere to Google Play’s Data Safety Form requirements, collecting only the minimum amount of information necessary to provide, maintain, and improve our Apps’ functionality[superscript:2][superscript:5]. No excessive or unnecessary data collection is conducted, and all collection purposes are clearly disclosed to ensure transparency—consistent with Google’s April 2026 policy updates and global privacy laws[superscript:2][superscript:7]. Google defines "collected" as data transmitted off the device that we or our service providers can access for any period longer than necessary to service the request in real time[superscript:2].
To ensure our Apps operate properly, troubleshoot technical issues, and enhance your user experience, we may collect two categories of information, in line with Google Play’s 2026 policies and data safety guidelines[superscript:2][superscript:4]:
Non-Personally Identifiable Information: Collected automatically to optimize App performance and comply with Google’s security standards. This includes, but is not limited to, device model, operating system version (meeting Google’s 2026 target API level requirements for Android 16, API 36)[superscript:1], device identifiers (e.g., Android ID—explicitly reclassified as a device identifier that must be declared under "device or other ids" per Google’s recent policy updates[superscript:2], Android Advertising ID), App usage duration, feature interaction records, error logs, crash reports, and network connection status. This data does not identify you personally and is used solely for compatibility optimization, bug fixes, feature iteration, and user behavior analysis.
Personally Identifiable Information: Collectedonly when you voluntarily provide it (e.g., during account registration, feedback submission, or support requests). This may include your name, email address, and contact details. Such information is used exclusively to respond to your inquiries, deliver the services you request (e.g., account management, feedback resolution), and will not be used for any unrelated purposes.
Sensitive Information: We do not collect sensitive data (such as location, contacts, photos, biometrics, media files, or financial information) unless it is essential for the core functionality of a specific App and you have provided explicit, affirmative consent[superscript:2][superscript:4]. Consistent with Google’s April 2026 policy updates, if our Apps require access to contacts, we use the Android Contact Picker (a system-level UI) to allow you to select specific contacts rather than granting broad access to your address book[superscript:2][superscript:4]. For location access, we adopt the system-level "location button" for one-time use cases, where applicable[superscript:2][superscript:4]. Any collection of sensitive data will be fully disclosed in the Google Play Data Safety Form, as required by Google[superscript:2][superscript:5].
Collected information is used strictly for the following purposes, and the intended use will not be changed without your explicit, verifiable consent—obtained through clear, affirmative user action as required by Google’s guidelines and global privacy laws[superscript:2][superscript:7]:
Ensure our Apps’ normal operation, fix bugs, optimize performance and stability, and comply with Google Play’s 2026 target API level requirements (Android 16, API 36) for new apps and updates[superscript:1][superscript:2];
Implement our Apps’ core functions and provide the services you request (e.g., account access, feedback replies);
Analyze user usage patterns to iterate features, improve the overall user experience, and maintain compliance with Google Play’s evolving policies—including automated pre-review checks that flag discrepancies between declared and actual data access[superscript:2][superscript:4];
Comply with applicable laws, regulations, and Google Play Store policies, cooperate with regulatory inspections, and fulfill our verification obligations as required by 2026 Google Play Console rules—including the mandatory account transfer workflow effective May 27, 2026[superscript:2][superscript:4].
We prioritize your information security and implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, modification, damage, or loss—aligning with Google’s privacy best practices and 2026 security enhancements[superscript:2][superscript:4]. These measures include, but are not limited to, data encryption (in transit and at rest), access control, regular security audits, vulnerability scanning, and data access auditing (for Android 11 and higher)[superscript:2][superscript:7].
Your personal information will be stored only for the minimum period necessary to achieve the collection purpose. After the purpose is fulfilled, the information will be promptly deleted or anonymized, unless retention is required by applicable laws, regulations, or Google Play Store requirements[superscript:2][superscript:7]. If an App ceases operation, we will notify you via in-app announcements or other appropriate means and delete your personal information within a reasonable period, unless otherwise required by law.
Please note that no data transmission or storage method is 100% secure. While we take all reasonable precautions to protect your data—consistent with Google’s privacy best practices and 2026 security standards[superscript:2][superscript:4]—we cannot guarantee absolute security of your information. You are also responsible for taking protective measures (e.g., not disclosing account details arbitrarily) to jointly safeguard your personal information.
We will not sell, rent, trade, or transfer your personal information to any third party without your explicit consent, in compliance with CCPA requirements and Google’s prohibition on unauthorized data sharing[superscript:2][superscript:7]. Google’s recent policy update clarified that data is "shared" whenever it is transferred to a third party—including SDK providers if they use the data for their own purposes (e.g., ad targeting, cross-app profiling)[superscript:2]. Exceptions apply only in the following circumstances:
With Your Explicit Consent: We will only disclose or share your personal information with third parties if you provide explicit written or electronic consent, in line with GDPR and CCPA requirements[superscript:2][superscript:7].
Compliance with Laws and Regulations: We may disclose your personal information if required by law, regulation, judicial decision, or administrative order, to fulfill legal obligations and cooperate with regulatory authorities[superscript:2][superscript:7].
Protection of Legitimate Interests: We may disclose relevant information when necessary to protect the legitimate rights and interests of the Developer, users, or other third parties (e.g., preventing fraud, resolving disputes, or addressing security threats)[superscript:2][superscript:7].
Third-Party Service Providers: We may engage trusted third-party service providers to provide technical support, server hosting, or analytics services (e.g., error monitoring, cloud storage). These providers are contractually obligated to protect your data, use it only for authorized tasks, and comply with this Policy and applicable laws[superscript:2][superscript:5]. Any third-party SDKs or libraries in our Apps that collect or share user data will have their practices reflected in the Google Play Data Safety Form, as required by Google[superscript:2][superscript:5].
Pursuant to applicable laws, regulations (including GDPR and CCPA), and Google Play Store requirements, you have the following rights regarding your personal information, and we will uphold these rights within 30 days of receiving a valid request[superscript:2][superscript:7]:
Right of Access: You have the right to request details of the personal information we hold about you, including how the information is used and shared—consistent with GDPR’s transparency requirements and Google’s data disclosure rules[superscript:2][superscript:7].
Right of Correction: If you find your personal information is incorrect or incomplete, you have the right to request us to correct or supplement it promptly.
Right of Deletion: You have the right to request us to delete your personal information when the collection purpose is fulfilled, you withdraw your consent, or we no longer need to retain the information—in line with GDPR’s "right to erasure" and CCPA’s data deletion requirements, as well as Google’s 2026 rules[superscript:2][superscript:7].
Right to Withdraw Consent: You may withdraw your consent to the collection and use of your personal information at any time. Withdrawing consent will stop future collection and use of your information, but will not affect the validity of information collected and used prior to withdrawal[superscript:2][superscript:7].
Right to Complain and Appeal: If you have objections to our handling of your personal information, you may contact us via the provided contact details to file a complaint or appeal, and we will respond promptly with appropriate solutions.
Our Apps may contain links to third-party websites or services (e.g., third-party ads, social sharing features). These third parties have their own privacy policies, and we are not responsible for their privacy practices—consistent with Google’s guidelines requiring clear disclosure of third-party practices[superscript:2][superscript:5]. We recommend you carefully read the privacy policies of these third parties before using their services to understand how they collect and use your information.
Our Apps are not intended for use by children under the age of 13. We do not knowingly collect personal information from children. If we become aware that we have collected data from a child under 13, we will delete it immediately and take appropriate measures to ensure compliance with COPPA and Google’s Families Policy[superscript:5][superscript:7].
We may update this Privacy Policy periodically to reflect changes in laws, regulations, Google Play Store policies (including 2026 new rules on permissions, data safety, and account transfers[superscript:2][superscript:4]), or App features[superscript:2][superscript:5]. When updated, we will notify you through prominent in-app notifications (e.g., pop-ups, announcement pages) or other appropriate means, and the updated Policy will take effect on the effective date stated in the notification. This ensures compliance with Google’s requirement to inform users of policy changes and maintain transparency[superscript:2][superscript:4].
We recommend you review this Policy regularly to stay informed about how your personal information is protected. Your continued use of our Apps after the update constitutes your acceptance of the revised terms.
If you have any questions, suggestions, or complaints regarding this Privacy Policy or our data practices, please contact us at:
Email: christoperjonesg232@gmail.com
We will respond to your inquiry within a reasonable period (no more than 30 days) and provide appropriate solutions, ensuring compliance with user inquiry handling requirements under global privacy laws and Google’s developer obligations[superscript:2][superscript:7].
This Privacy Policy constitutes the entire agreement between you and FINANCIAL COMPLIANCE CONSULTANCY LIMITED regarding the collection, use, storage, and protection of your personal information. If any clause of this Policy is deemed invalid or unenforceable under applicable laws, the validity of the remaining clauses will not be affected. Non-compliance with this Policy may result in App rejection, suspension, or developer account termination by Google Play, as well as legal repercussions—including fines under GDPR (up to 20 million EUR or 4% of annual global turnover) or CCPA (up to $7,500 per intentional violation)[superscript:7].