# Privacy Policy for Expense Manager
**Last Updated:** August 24, 2026
**Systematic Finance** ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy describes how your personal and financial information is handled when you use the **Expense Manager** mobile application (the "App") available on the Google Play Store (Package Name: `com.systematicfinance.expense_manager`).
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## 1. Information Collection and Usage
### A. Personal & Financial Data
- **Local Storage Only:** Expense Manager is designed with a privacy-first approach. All financial data you enter—such as income, expense transactions, categories, budgets, timestamps, notes, and currency preferences—is stored **exclusively on your device** (local device storage).
- **No Remote Transmission:** We do **not** transmit, upload, collect, or store your transactions, budget records, bank credentials, account numbers, or personal identity on any external servers or cloud services.
### B. Device & Technical Information
- The App does **not** collect sensitive device identifiers (such as IMEI or MAC address), precise GPS location, contacts, photos, microphone, or camera data.
- The App does not require user account creation or login credentials.
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## 2. Third-Party Services & Analytics
- **No Third-Party Analytics:** We do not use third-party analytics SDKs (such as Google Analytics or Firebase Analytics) to track your individual user behavior.
- **No Advertising Networks:** The App does not integrate third-party ad networks and does not share your data for ad targeting or commercial profiling.
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## 3. Data Safety & Security
- **Device-Level Security:** Because your data resides entirely on your device, its security is safeguarded by your device’s built-in operating system security features (such as device passcode, biometric authentication, and sandboxed app storage).
- **Data Sharing:** We do **not** sell, rent, trade, or share your financial or personal information with any third parties or marketing entities.
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## 4. User Control & Data Deletion
You have complete control over your data:
- **In-App Reset / Deletion:** You can delete all your stored transactions and budget records at any time directly within the app settings.
- **Uninstalling the App:** Clearing app data from your Android device settings or uninstalling the App permanently and immediately deletes all stored records from your device.
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## 5. Children's Privacy
The App is not directed at children under the age of 13 (or 16 in certain jurisdictions). We do not knowingly collect personal information from children. If you believe that a child has provided us with personal information, please contact us immediately so we can take appropriate action.
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## 6. Compliance with Google Play Policies
This policy complies with the Google Play Developer Program Policies regarding **User Data** and **Financial Data Protection**:
- **Data Collection Disclosure:** Zero server-side collection of personal/financial data.
- **Data Sharing Disclosure:** Zero third-party data sharing.
- **Data Deletion:** Full user-initiated local data deletion.
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## 7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect improvements or regulatory requirements. Any changes will be posted on this page with an updated "Last Updated" date.
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## 8. Contact Us
If you have any questions, suggestions, or concerns regarding this Privacy Policy or the practices of Expense Manager, please contact us at:
- **Developer :** Pansoft Technologies
- **Email:** pansoftech@gmail.com