Last updated: November 3, 2025
App Name: EMI Calculator
Platforms: Android & iOS
Publisher / Developer: Callsmaster Services LLP
Support Website: https://instaloanservices.in/
Support Email: loansupport@instaloanservices.in
Support Phone: +91-9711117797
Developer Website: https://callsmaster.com
Developer Email: info@callsmaster.com
Developer Phone: +91-9990609669
EMI Calculator is a utility app that performs on-device financial calculations and comparisons. Core features include:
EMI Calculator
Compare Loans (side-by-side)
Loan Amount Calculator
Loan Tenure Calculator
GST Calculator
FD Calculator
RD Calculator
PPF Calculator
Other common finance utilities added from time to time
We designed the app so your inputs are processed locally on your device. By using the app, you agree to this Privacy Policy.
We do not collect personal data by default.
Numbers you enter (principal, interest rate, tenure, GST %, deposit amount, etc.) remain on your device and are not sent to our servers.
If you contact us via email, phone, or our website, we’ll process the information you provide (name, email, phone, message) to respond.
If we add analytics, ads, crash reporting, cloud sync, or account sign-in in a future version, we will update this Policy and our store disclosures before release.
EMI Calculator — Typical inputs: principal, rate, tenure, fees — Purpose: EMI & amortization — Stored by us: No
Compare Loans — Typical inputs: two or more loan scenarios (amount/rate/tenure/fees) — Purpose: side-by-side comparison — Stored by us: No
Loan Amount Calculator — Typical inputs: EMI, rate, tenure — Purpose: derive eligible loan amount — Stored by us: No
Loan Tenure Calculator — Typical inputs: EMI, rate, amount — Purpose: derive tenure — Stored by us: No
GST Calculator — Typical inputs: amount, GST % — Purpose: add/remove GST — Stored by us: No
FD / RD / PPF Calculators — Typical inputs: deposit amount, frequency, rate, term — Purpose: maturity value & interest — Stored by us: No
Where processed: strictly on your device.
Exports/Sharing: If you export results (e.g., save/share a PDF/screenshot), those files are stored/handled by you or the destination app/service you choose.
We do not ask for or collect bank account details, card numbers, Aadhaar/PAN, credit scores, net banking credentials, or salary slips.
The app is a calculator/estimator only and does not connect to financial institutions or fetch statements.
If you reach out, we may receive your name, email, phone number, and message.
Purpose: respond to queries, provide support, improve product quality.
Legal basis (GDPR): legitimate interests and/or your consent.
Retention: only as long as needed for support and legal requirements.
Current version: no analytics, ads, or crash-reporting SDKs.
If added later, we’ll disclose the provider, data collected, purpose, retention, and links to their policies here and in the app stores’ privacy sections, and update consent flows where required.
We do not sell personal data. We do not share your calculation inputs.
We may disclose support information if required by law or to protect rights, safety, and security.
In-app inputs: not collected by us.
Support communications: kept only as necessary for responding and compliance.
We apply reasonable technical/organizational measures to protect the limited support data we handle (e.g., secure email systems). No method is 100% secure; protect your device and any exported files.
Depending on your region (e.g., EU/EEA, UK, California), you may request access, correction, deletion, restriction/objection to processing, portability, or withdraw consent (where applicable).
Contact: loansupport@instaloanservices.in or info@callsmaster.com. We may need to verify your identity.
Not directed to children under 13. We do not knowingly collect children’s personal data. Contact us to request deletion if you believe a child has provided information.
If you contact us, your information may be processed in India or other locations where we or our service providers operate, with safeguards consistent with applicable laws.
No special permissions are needed for core on-device calculations.
Limited network access may be used to open help pages, rate the app, or check for updates.
If we introduce any new permissions, we’ll explain them here and in the stores.
Our app or website may link to third-party sites. Their privacy practices are governed by their own policies.
We may update this Policy periodically. The latest version will be posted at https://instaloanservices.in/ with an updated “Last updated” date. Significant changes may also appear in-app.
Primary Support (App):
Website: https://instaloanservices.in/
Email: loansupport@instaloanservices.in
Phone: +91-9711117797
Developer (Callsmaster Services LLP):
Website: https://callsmaster.com
Email: info@callsmaster.com
Phone: +91-9990609669
Data collected: None (by default).
Data shared: None.
Data processed on device: Yes — all calculator/compare inputs.
Optional contact data: Only if a user initiates support (name/email/phone/message), used solely to respond; not sold or shared.
Security: Industry-standard transmission protections for support channels.
Deletion: On request and when no longer needed.
If you later add analytics/ads/crash logs/cloud sync/accounts, update the Data Safety form and this Policy before release.
Data Not Collected: Select this if the app truly collects no data.
If you add support forms/analytics later, categorize correctly (e.g., Contact Info, Usage Data, Diagnostics), mark Not Linked to You if applicable, and state purposes (App Functionality/Analytics/Developer Communications).