Effective Date: May 11, 2026
Welcome to EMI Loan Calculator.
Your privacy is important to us. This Privacy Policy explains how our app collects, uses, and protects information when you use the application.
By using the app, you agree to the practices described in this Privacy Policy.
EMI Calculator is designed as an offline financial calculation tool.
We do not collect, store, or share:
Personal names
Email addresses
Phone numbers
Government IDs
Bank account information
Credit/debit card information
Login credentials
Mortgage or loan application data
The app does not require user registration or account creation.
The app allows users to perform calculations such as:
EMI Calculations
Mortgage Calculations
Loan Interest Calculations
Amortization Schedules
Down Payment Estimations
Finance and repayment estimations
All calculations entered by users are processed locally on the device and are not transmitted to our servers.
The app uses third-party advertising services including:
Google AdMob
AdMob may collect certain information automatically to provide personalized or non-personalized advertisements.
This may include:
Device information
Advertising ID
IP address
App interactions
Approximate location
Diagnostic information
These services operate under their own privacy policies.
Learn more:
Google Privacy Policy
AdMob Privacy & Terms
Third-party advertising providers may use cookies, SDKs, or similar technologies to:
Improve ad performance
Measure engagement
Prevent fraud
Deliver relevant advertisements
Users can reset or limit advertising tracking through their device settings.
We take reasonable measures to help protect the app and user experience.
However, no electronic transmission or storage method is completely secure.
Since the app does not collect sensitive personal data directly, privacy risks are minimized.
This app is not directed toward children under the age of 13.
We do not knowingly collect personal information from children.
If you believe a child has provided personal information through third-party services used in the app, please contact us so appropriate action can be taken.
The app may use third-party services that have their own privacy policies, including:
Google AdMob
Google Play Services
We encourage users to review the privacy policies of these services.
EMI Calculator is intended solely for financial estimation and educational purposes.
The app:
Does not provide loans
Does not issue credit
Does not perform lending services
Does not guarantee loan approval
Does not act as a financial institution or broker
All calculation results are estimates only and may vary from actual financial products or lender terms.
We may update this Privacy Policy from time to time.
Any changes will be reflected by updating the “Effective Date” at the top of this page.
Users are encouraged to review this Privacy Policy periodically.
If you have any questions or concerns regarding this Privacy Policy, you may contact us at:
Email: primeutilityapps@gmail.com