Privacy Policy
Effective Date: 10/05/2026
Welcome to Refer We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.
1. Information We Collect
We may collect the following information:
Personal Information
Full Name
Mobile Number
Email Address
Date of Birth
Address
PAN Card Details
Aadhaar Details (if required for verification)
Financial Information
Bank account details
Income details
Employment information
Loan-related application data
Device Information
Device model
Operating system version
IP address
App usage data
Device identifiers
Location Information
We may collect location data for fraud prevention, verification, and service improvement.
2. How We Use Your Information
We use your information to:
Process loan applications
Verify identity and eligibility
Provide customer support
Improve app performance
Prevent fraud and misuse
Send notifications and service updates
Meet legal and regulatory requirements
3. Data Sharing
We may share your data with:
Lending partners
Financial institutions
Verification agencies
Regulatory authorities
Technology service providers
We do not sell your personal data to third parties.
4. Data Security
We use industry-standard security measures to protect your data from unauthorized access, misuse, or disclosure.
5. Permissions We Request
Our app may request:
Camera Access
For document upload and KYC verification
Storage Access
To upload required documents
Location Access
For verification and fraud prevention
SMS Access (if applicable)
For OTP verification only
Contacts Access (if applicable)
Only with your explicit permission
6. Cookies and Tracking Technologies
We may use analytics tools and cookies to improve user experience and app performance.
7. Your Rights
You may:
Access your information
Request correction of inaccurate data
Request deletion of your data (subject to legal obligations)
To request deletion, contact us at:
[Your Email Address]
8. Third-Party Services
Our app may integrate with third-party services such as:
Analytics providers
Identity verification services
These providers have their own privacy policies.
9. Children’s Privacy
Our services are not intended for users under 18 years of age.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be posted within the app and on our website.
11. Contact Us
If you have questions regarding this Privacy Policy, contact us:
Email: primelending2026@gmail.com
Phone: +919811988500
Address: B-60, Sector 57,Noida, Uttar Pradesh - 201301