Here are some resources for information and help. (Source: Pasadena Chamber of Commerce)

• Follow @cityofpasadena on Instagram for the latest updates

• Eaton Fire Evacuation Map: Bit.ly/EatonFire2025

• Power Outage Map: PWPweb.com/OutageMap

• Water Restrictions: https://www.cityofpasadena.net/city-manager/news/pasadena-drinking-water-system-impacted-by-eaton-fire/

The latest up-to-date information on the current fires can be found through the following:

Los Angeles County: To view real time evacuation, shelter, and other information visit https://lacounty.gov/emergency/ 

CalFire: To view ongoing emergency responses in California visit https://www.fire.ca.gov/incidents

AQMD: To stay informed about wildfire smoke conditions and real-time Air Quality in your area.  http://aqmd.gov/aqimap

Assistance & Other Services

Federal Emergency Management Agency (FEMA): Residents & businesses in evacuation zones can apply now for relief at http://disasterassistance.gov. 

This includes:

• Temporary displacement assistance (e.g., hotel costs for 2 weeks)

• $770 for essential personal items

• Large grants for needs like medical bills & car repairs

You can also call the FEMA helpline at 800-621-3362. Press 3 for an interpreter who speaks your language.

Misfortune and Calamity Tax Relief: You may be eligible for tax relief if your property is damaged or destroyed by a calamity, such as fire or flooding. To qualify, you must file an Application for Reassessment: Property Damaged or Destroyed by Misfortune or Calamity (ADS-820) with the Assessor’s Office within 12 months from the date the property was damaged or destroyed. The loss must exceed $10,000 of current market value. https://assessor.lacounty.gov/tax-relief/disaster-relief

MORE ON SBA LOANS:
  

U.S. SMALL BUSINESS ADMINISTRATION

FACT SHEET - DISASTER LOANS

CALIFORNIA Declaration #20953 & #20954

(Disaster: CA-20030)

Incident: WILDFIRES & STRAIGHT-LINE WINDS

occurring: January 7, 2025 & continuing

in Los Angeles County, California;

and for economic injury only in the contiguous California counties of: Kern, Orange, San Bernardino & Ventura

Application Filing Deadlines:

Physical Damage: March 10, 2025 Economic Injury: October 8, 2025

If you are located in a declared disaster area, you may be eligible for financial assistance from the U.S. Small Business Administration (SBA).

What Types of Disaster Loans are Available?

• Business Physical Disaster Loans – Loans to businesses to repair or replace disaster-damaged property owned by the business,

including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit

organizations such as charities, churches, private universities, etc., are also eligible.

• Economic Injury Disaster Loans (EIDL) – Working capital loans to help small businesses, small agricultural cooperatives, small

businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary

financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster

recovery period.

• Home Disaster Loans – Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal

property, including automobiles.

What are the Credit Requirements?

• Credit History – Applicants must have a credit history acceptable to SBA.

• Repayment – Applicants must show the ability to repay all loans.

What are the Interest Rates?

By law, the interest rates depend on whether each applicant has Credit Available Elsewhere. An applicant does not have Credit Available

Elsewhere when SBA determines the applicant does not have sufficient funds or other resources, or the ability to borrow from non-

government sources, to provide for its own disaster recovery. An applicant, which SBA determines to have the ability to provide for his

or her own recovery is deemed to have Credit Available Elsewhere. Interest rates are fixed for the term of the loan. The interest rates

applicable for this disaster are:

Physical Damage Loan Types No Credit Available

Elsewhere

Credit Available

Elsewhere

Home Loans 2.563% 5.125%

Business Loans 4.000% 8.000%

Non-Profit Organizations 3.625% 3.625%

Economic Injury Loan Types No Credit Available

Elsewhere

Credit Available

Elsewhere

Businesses & Small Agricultural Cooperatives 4.000% N/A

Non-Profit Organizations 3.625% N/A

What are Loan Terms?

The law authorizes loan terms up to a maximum of 30 years. However, the law restricts businesses with credit available elsewhere to a

maximum 7-year term. SBA sets the installment payment amount and corresponding maturity based upon each borrower’s ability to

repay. Borrowers may be required to provide collateral.Date: 01/08/2025

What are the Loan Amount Limits?

• Business Loans – The law limits business loans to $2,000,000 for the repair or replacement of real estate, inventories, machinery,

equipment and all other physical losses. Subject to this maximum, loan amounts cannot exceed the verified uninsured disaster

loss.

• Economic Injury Disaster Loans (EIDL) – The law limits EIDLs to $2,000,000 for alleviating economic injury caused by the

disaster. The actual amount of each loan is limited to the economic injury determined by SBA, less business interruption

insurance and other recoveries up to the administrative lending limit. EIDL assistance is available only to entities and their

owners who cannot provide for their own recovery from non-government sources, as determined by the U.S. Small Business

Administration.

• Business Loan Ceiling – The $2,000,000 statutory limit for business loans applies to the combination of physical, economic

injury, mitigation and refinancing, and applies to all disaster loans to a business and its affiliates for each disaster. If a business

is a major source of employment, SBA has the authority to waive the $2,000,000 statutory limit.

• Home Loans – SBA regulations limit home loans to $500,000 for the repair or replacement of real estate and $100,000 to repair

or replace personal property. Subject to these maximums, loan amounts cannot exceed the verified uninsured disaster loss.

What Restrictions are there on Loan Eligibility?

• Uninsured Losses – Only uninsured or otherwise uncompensated disaster losses are eligible. Any insurance proceeds which

are required to be applied against outstanding mortgages are not available to fund disaster repairs and do not reduce loan

eligibility. However, any insurance proceeds voluntarily applied to any outstanding mortgages do reduce loan eligibility.

• Ineligible Property – Secondary homes, personal pleasure boats, airplanes, recreational vehicles and similar property are not

eligible, unless used for business purposes. Property such as antiques and collections are eligible only to the extent of their

functional value. Amounts for landscaping, swimming pools, etc., are limited.

• Noncompliance – Applicants who have not complied with the terms of previous SBA loans may not be eligible. This includes

borrowers who did not maintain flood and/or hazard insurance on previous SBA loans.

Note: Loan applicants should check with agencies / organizations administering any grant or other assistance program under this

declaration to determine how an approval of SBA disaster loan might affect their eligibility.

Is There Help with Funding Mitigation Improvements?

If your loan application is approved, you may be eligible for additional funds to cover the cost of improvements that will protect your

property against future damage. Examples of improvements include retaining walls, seawalls, sump pumps, etc. Mitigation loan money

would be in addition to the amount of the approved loan but may not exceed 20 percent of total amount of physical damage to real

property, including leasehold improvements, and personal property as verified by SBA to a maximum of $500,000 for home loans. It is

not necessary for the description of improvements and cost estimates to be submitted with the application. SBA approval of the mitigating

measures will be required before any loan increase.

Is There Help Available for Refinancing?

• SBA can refinance all or part of prior mortgages that are evidenced by a recorded lien, when the applicant (1) does not have

credit available elsewhere, (2) has suffered substantial uncompensated disaster damage (40 percent or more of the value of the

property or 50% or more of the value of the structure), and (3) intends to repair the damage.

• Businesses – Business owners may be eligible for the refinancing of existing mortgages or liens on real estate, machinery and

equipment, up to the amount of the loan for the repair or replacement of real estate, machinery, and equipment.

• Homes – Homeowners may be eligible for the refinancing of existing liens or mortgages on homes, up to the amount of the loan

for real estate repair or replacement.

What if I Decide to Relocate?

You may use your SBA disaster loan to relocate. The amount of the relocation loan depends on whether you relocate voluntarily or

involuntarily. If you are interested in relocation, an SBA representative can provide you with more details on your specific situation.

Are There Insurance Requirements for Loans?

To protect each borrower and the Agency, SBA may require you to obtain and maintain appropriate insurance. By law, borrowers whose

damaged or collateral property is located in a special flood hazard area must purchase and maintain flood insurance. SBA requires that

flood insurance coverage be the lesser of 1) the total of the disaster loan, 2) the insurable value of the property, or 3) the maximum

insurance available.

Applications for disaster loans may be submitted online using the MySBA Loan Portal at https://lending.sba.gov or other locally

announced locations. Please contact the SBA’s Customer Service Center by email at disastercustomerservice@sba.gov or by phone

at 1-800-659-2955 for further assistance. For people who are deaf, hard of hearing, or have a speech disability,

please dial 7-1-1 to access telecommunications relay services.

211 LA: provides assistance and referrals to local resources for housing, food, health, and other services. Dial 211 or visit 211la.org.

Spectrum: To help keep people connected in impacted communities, Spectrum has opened more than 35,000 out-of-home WiFi access points to be available to all users at no cost. spectrum.net/CAfires

AT&T announced it is offering wildfire areas unlimited data, talk and text through Feb. 6. Visit their official site for a list of valid zip codes.

Verizon announced it will waive call, text and data charges for customers in hardest hit areas. The company also deployed free WIFI and charging stations at three wildfire shelters.

The American Red Cross offers shelter, meals, and emotional support. Visit Red Cross Find Open Shelters or call 1-800-RED-CROSS (1-800-733-2767)

AirBnB’s Open Homes Program connects those displaced with free temporary housing. Learn More Here

Uber and Lyft: Are offering free rides up to for evacuees to designated shelters through January 15, 2025. To redeem the free ride, evacuees must use the promo code "WILDFIRE25" in their Uber app and "CAFIRERELIEF25" for Lyft.

Up to Date Information (Source: San Gabriel Valley Economic Partnership)

The latest up-to-date information on the current fires can be found through the following:

Los Angeles County: To view real time evacuation, shelter, and other information visit https://lacounty.gov/emergency/ 

CalFire: To view ongoing emergency responses in California visit https://www.fire.ca.gov/incidents

AQMD: To stay informed about wildfire smoke conditions and real-time Air Quality in your area.  http://aqmd.gov/aqimap

Assistance & Other Services

Federal Emergency Management Agency (FEMA): Residents & businesses in evacuation zones can apply now for relief at http://disasterassistance.gov. 

This includes:

• Temporary displacement assistance (e.g., hotel costs for 2 weeks)

• $770 for essential personal items

• Large grants for needs like medical bills & car repairs

You can also call the FEMA helpline at 800-621-3362. Press 3 for an interpreter who speaks your language.

Misfortune and Calamity Tax Relief: You may be eligible for tax relief if your property is damaged or destroyed by a calamity, such as fire or flooding. To qualify, you must file an Application for Reassessment: Property Damaged or Destroyed by Misfortune or Calamity (ADS-820) with the Assessor’s Office within 12 months from the date the property was damaged or destroyed. The loss must exceed $10,000 of current market value. https://assessor.lacounty.gov/tax-relief/disaster-relief

211 LA: provides assistance and referrals to local resources for housing, food, health, and other services. Dial 211 or visit 211la.org.

Spectrum: To help keep people connected in impacted communities, Spectrum has opened more than 35,000 out-of-home WiFi access points to be available to all users at no cost. spectrum.net/CAfires

AT&T announced it is offering wildfire areas unlimited data, talk and text through Feb. 6. Visit their official site for a list of valid zip codes.

Verizon announced it will waive call, text and data charges for customers in hardest hit areas. The company also deployed free WIFI and charging stations at three wildfire shelters.

The American Red Cross offers shelter, meals, and emotional support. Visit Red Cross Find Open Shelters or call 1-800-RED-CROSS (1-800-733-2767)

AirBnB’s Open Homes Program connects those displaced with free temporary housing. Learn More Here

Uber and Lyft: Are offering free rides up to for evacuees to designated shelters through January 15, 2025. To redeem the free ride, evacuees must use the promo code "WILDFIRE25" in their Uber app and "CAFIRERELIEF25" for Lyft.

How to Help

Red Cross Los Angeles: The Red Cross is helping those impacted by fires. If you would like to help you can donate money, volunteer or give blood. Visit the following link for more details. https://www.redcross.org/local/california/los-angeles/volunteer.html

Union Station Homeless Services: Union Station Homeless Services has had to evacuate a number of sites within the emergency evacuation zones and is urgently working to provide essential support to those affected. If you would like to help you can donate money, provide in-kind donations or volunteer. For more information, visit https://ushs.org/emergency