ACADEMIC PUBLICATIONS

• Does Systemically Important Bank Status Affect Loan Performance?

(Co-authored with Shashwat Agrawal, Nishant Kashyap and Sriniwas Mahapatro)

Accepted at Management Science

• Preventing Defaults in Response to Deteriorating Bank Health: The Prompt Corrective Action Approach.

(Co-authored with Nishant Kashyap and Sriniwas Mahapatro) 

Contemporary Accounting Research, February 2026

• Bankruptcy Law and Equity Capital: Evidence from India.

(Co-authored with Bitan Chakraborty, Sanjay Kallapur, and Sriniwas Mahapatro)

Accounting Theory and Practice, Volume 2, 2025

• The Role of Bank CEOs in Zombie Lending During a Crisis: Evidence from India

Journal of Financial and Quantitative Analysis, December 2024

• Does Transparency about Banks’ Lending Costs Lower Firms’ Borrowing Costs? Evidence from India

(Co-authored with Nitin Vishen)

Journal of Accounting and Economics, Volume 79, August 2024

• Does Social Capital Positively Influence Loan Performance Even During a Crisis?

(Co-authored with Sumit Agarwal, and Nitin Vishen)

Journal of Development Economics, Volume 172, January 2025

• How Does a Health Insurance Program Covering 500 Million Poor Impact Credit Market Outcomes?

      Management Science (Forthcoming)

• Does Labor Composition Impact the Transmission of Monetary Policy to Output  

       (Co-authored with Rajareddy Bujunoori and Nithin Mannil)

      Journal of Development Economics, Volume 167, March 2024

• Familiarity Breeds Contagion

       (Co-authored with Sumit Agarwal, Aditya Murlidharan, and Naman Nishesh)

       Journal of Money Credit and Banking (Forthcoming)

• When Emergency Medicine Becomes a Staple Diet: Evidence from Indian Banking Crisis

       (Co-authored with Nithin Mannil, and Naman Nishesh)

      Journal of Banking and Finance, Volume 161, April 2024

• Does A Government Mandate Crowd Out Voluntary Corporate Social Responsibility? Evidence from India

       (Co-authored with Shivaram Rajgopal)

       Journal of Accounting Research, Volume 61, March 2023

•  Indirect Evergreening Using Related Parties: Evidence from India 

        (Co-authored with Nishant Kashyap and Sriniwas Mahapatro)
        Journal of Financial and Quantitative Analysis, Volume 58, August 2023

• Board Conduct in Banks

        (Co-authored with Samanvaya Agarwal, Saipriya Kamath, and Krishnamurthy Subramanian)

       Journal of Banking and Finance, Volume 138, May 2022

• Bank Cleanups, Capitalization and Lending: Evidence from India

        (Co-authored with Yakshup Chopra and Krishnamurthy Subramanian)

       The Review of Financial Studies, Volume 34, September 2021

• Fintech for the Poor: Financial Intermediation Without Discrimination

        Review of Finance, Volume 25, March 2021

• Costs of Job Rotation: Evidence from Mandatory Loan Officer Rotation

              (Co-authored with Subhendu Bhowal and Krishnamurthy Subramanian)

               Management Science, Volume 67, April 2021

• Identifying Ever-greening of Loans: Evidence Using Loan Level Data

       Journal of Banking and Finance, Volume 122, January 2021

• Relationship Banking and Monetary Policy Transmission: Evidence from India

       (Co-authored with Abhishek Bhardwaj and Krishnamurthy Subramanian)

       Journal of Money, Credit and Banking, Volume 54, December 2022

• Creditor Rights and Strategic Default: Evidence from India

              Journal of Law and Economics, Volume 63, August 2020

• Government Employment Guarantee, Labor Supply, and Firms' Reaction: Evidence from the Largest Public Workfare   Program in the World

              (Co-authored with Sumit Agarwal, Shashwat Alok and Yakshup Chopra)

              Journal of Financial and Quantitative Analysis, Volume 56, March 2021

• Demand Curves for Stocks Do Not Slope Downwards: Evidence Using an Exogenous Supply Shock

   (Co-authored with Ankit Jain and Ramabhadran S. Thirumalai)

              Journal of Banking and Finance, Volume 104, July 2019

• Borrower Distress and Debt Relief: Evidence from a Natural Experiment

              (Co-authored with Saptarshi Mukherjee and Krishnamurthy Subramanian)

              Journal of Law and Economics, Volume 61, November 2018

• Contagious Effects of a Political Intervention in Debt Contracts: Evidence Using Loan-Level Data

              The Review of Financial Studies, Volume 31, November 2018

• Effects of CEO Turnover in Banks: Evidence Using Exogenous Turnovers in Indian Banks

              (Co-authored with Arkodipta Sarkar and Krishnamurthy Subramanian)

              Journal of Financial and Quantitative Analysis, Volume 54, February 2019

   REVISE AND RE-SUBMIT

• Creation After Destruction? Financial Intermediation and Firm Entry After Bank Cleanups

     (Co-authored with Nishant Kashyap)

      Review of Finance

• Firm Market Power Channel of Monetary Policy Transmission

        (Co-authored with Nishant Kashyap)

        Journal of Money, Credit and Banking

  WORKING PAPERS

• Do Intermediaries Help Mitigate the Contagious Effects of Runs?

(Co-authored with Rajareddy Bujunoori, Nishant Kashyap and Vikrant Vig)

Presented at the American Finance Association.

• Data as a Public Good: The Case of Credit

Submitted to the Review of Financial Studies.

• Public Eyes on the Bench: The Effects of Live Streaming on Judicial Bias and Firm Outcomes.

(Co-authored with Nishant Kashyap and Ashirbad Mishra)

• Price and Quantity Transmission of Monetary Policy: Complements or Substitutes for Small Firms?

(Co-authored with Nishant Kashyap and Ashirbad Mishra)

• What causes Price Earnings Announcement drift?

(Co-authored with Sriniwas Mahapatro, Prateek Manikpuri, Shivaram Rajgopal)

• Poverty Traps: The Role of Credit

(Co-authored with Rishabh Aggarwal, Rajareddy Bujunoori, Saisri Ramya Gorripati)

• Graduating Street Vendors: An Experiment (RCT Ongoing)

(with Rajareddy Bujunoori, Saisri Ramya Gorripati)