The process of evaluating life, disability, property and casualty, long-term care, and medical card and developing a plan to guard against financial loss. Takaful are necessary for many reasons whether be it for yourself, your family, your retirement, your children education or for your future savings and investments.
It is recommended to begin by analysing all current takaful plans to establish whether you are over- or under-insured for specific types of coverage, and then determining whether there are any gaps in your takaful plan that require attention. Better late than never to protect your wealth and yourself now.
If you are unable to work due to a serious disability, this takaful helps compensate for the income you may lose and works as an income replacement.
The plan provides high coverage upon death or total and permanent disability (TPD).
The medical card programme entitles our clients to receive public health services, while the Critical Illness Care Rider protects your finances in the event that the life assured suffers a critical illness.