Last Updated: August 12, 2026
Welcome to Loan EMI Calculator.
This Privacy Policy explains how our application handles information when you use our Loan EMI Calculator.
Our application is designed to help users estimate loan-related calculations, including monthly EMI, total interest, total repayment amount, loan tenure, and other related financial calculations.
We respect your privacy and are committed to protecting your information. Our application is designed to minimize the collection of personal information and provide calculation features primarily on your device.
Loan EMI Calculator is only a calculation and financial planning tool.
We do not:
Provide loans or credit.
Approve or reject loan applications.
Act as a bank or lender.
Act as a loan agent or loan broker.
Arrange or facilitate loans.
Connect users with lenders for the purpose of providing loans.
Make credit or financial decisions for users.
Process loan applications.
Process loan repayments or payments.
The calculations provided by the application are for informational and estimation purposes only.
Actual loan terms, interest rates, fees, eligibility, EMI amounts, and repayment schedules may vary depending on the relevant financial institution or lender.
The standard Loan EMI Calculator does not require users to submit or upload loan application documents.
We do not ask users to provide documents such as:
Aadhaar or other government identification documents
PAN cards
Passport
Driving licence
Bank statements
Salary slips
Employment documents
Credit reports
Bank account documents
Credit or debit card information
Loan application documents
You can use the calculator by entering the required calculation values, such as loan amount, interest rate, and loan tenure.
You may enter information into the application to perform calculations, including:
Loan amount
Interest rate
Loan tenure
EMI amount
Processing fee
Down payment
Other values required for calculations
This information is used to calculate the requested results.
Unless a specific feature clearly states otherwise, the information entered into the calculator is processed locally on your device and is not intentionally sent to our servers.
The application does not normally require you to provide personal information such as:
Name
Email address
Phone number
Residential address
Government identification numbers
Bank account details
Credit card or debit card details
We do not intentionally collect personal information simply for using the standard EMI calculation features.
If you voluntarily contact us by email, we may receive the information you provide in your communication. We use that information only to respond to your request and provide support.
The application may allow you to enter financial values for calculation purposes.
These values may include loan amount, interest rate, tenure, EMI, processing fees, down payment, and similar information.
These values are used only to provide the calculation requested by you.
The application does not access your bank account, bank transactions, credit history, or financial accounts.
Certain technical information may be processed automatically by the application or services that support the application.
This may include:
Device model
Operating system version
Application version
Language
Country or region
Application installation information
General application usage information
Anonymous identifiers
Advertising identifiers, where applicable
Crash or diagnostic information, where applicable
This information may be used to maintain application functionality, diagnose problems, improve performance, and provide a better user experience.
The application may display advertisements provided by third-party advertising services.
Depending on the applicable advertising configuration and your consent choices, advertising services may process information such as:
Device information
Advertising identifiers
IP address
Approximate location
Application information
Advertisement interaction information
Advertising providers may use this information to provide, measure, and personalize advertisements where permitted by applicable laws and user consent requirements.
Where required, the application may request consent before personalized advertising is enabled.
The application may use third-party services to support functions such as:
Advertising
Application analytics
Crash reporting
Application performance monitoring
Security
Application distribution
Third-party services may independently process certain technical information according to their own privacy policies.
We do not control the privacy practices of third-party services. Users should review the applicable privacy policies of those services for additional information.
Information handled by the application may be used to:
Perform EMI and loan calculations.
Provide calculation results.
Save application preferences or calculation history where applicable.
Improve application functionality.
Fix bugs and technical problems.
Improve application performance.
Understand general application usage.
Maintain application security.
Develop new features.
Provide application updates.
Respond to user support requests.
We do not use your calculation information to make loan approval or credit decisions.
Certain application settings, preferences, or calculation history may be stored locally on your device if those features are available in the application.
We do not intentionally upload standard loan calculation information to our servers unless a specific feature clearly requires such functionality and appropriate notice is provided.
You can remove locally stored application data by using the applicable data-clearing or uninstall options provided by your device.
We do not sell your personal information.
We do not intentionally share your personal information with third parties for their own independent purposes.
Limited technical, anonymous, or aggregated information may be processed by service providers when necessary to operate, maintain, secure, analyze, or improve the application.
We may also disclose information when required by applicable law, legal process, court order, or governmental authority.
We use reasonable technical and organizational measures designed to protect information handled by the application against unauthorized access, alteration, disclosure, or destruction.
However, no method of electronic storage or transmission is completely secure. Therefore, we cannot guarantee absolute security.
Our application is not specifically designed to collect personal information from children.
We do not knowingly collect personal information from children through the application.
If you believe that a child has provided personal information to us, please contact us so that we can take appropriate action.
Depending on your location and applicable laws, you may have certain privacy rights regarding your information.
You may also be able to manage advertising and privacy preferences through your device settings or applicable consent mechanisms.
If you have a privacy-related request or question, you can contact us using the email address provided below.
We may update this Privacy Policy from time to time to reflect changes to our application, features, services, legal requirements, or privacy practices.
When we make changes, we will update the Last Updated date at the top of this Privacy Policy.
We encourage users to review this Privacy Policy periodically.
Your continued use of the application after an updated Privacy Policy is published constitutes acceptance of the updated policy to the extent permitted by applicable law.
If you have any questions, concerns, or requests regarding this Privacy Policy or the Loan EMI Calculator application, please contact us at:
Email: photogoframe222@gmail.com
Loan EMI Calculator is not a lender, bank, financial institution, loan agent, or loan broker. The application does not provide loans or financial products and does not request or collect loan application documents for standard calculator functionality.
All calculations are provided for informational and estimation purposes only and should not be considered financial, investment, lending, or legal advice.
Users should independently verify all loan terms, interest rates, fees, eligibility requirements, and repayment obligations with the relevant financial institution before making any financial decision.