Privacy Policy

Permission statement:

Camera: Allow us to access your camera or execute the image / video from the relevant device;

Internet: Allow us to access your Internet status;

Location: Our jurisdiction to access your location information;

Contact: Allow access to the phone book, to review a full credit information. We'll manage the data from ISO -2701 1 standard pre -approval.


Effective date: August 1, 2019

This policy introduces what PesoPlus will do with your personal information and assure you on its commitment towards protection and privacy of personal details and other information. Please read the following carefully.

We totally understand that you value your privacy and the importance of your information privacy and security. Our data collection are designed to provide transparency, accountability and available choice regarding the use of your personal information.

We also provide contact information below. You can contact us if you wish to remove your personal information from our databases.


1. Information we Collect

PesoPlus collects information about you through your access to use of our App Site.By using PesoPlus's online services, users agree that PesoPlus collects and processes the personally identifiable information (as follows ) they have provided during any exchange with PesoPlus,the information include that:

• Personally identifiable information: First and last names, the date of birth, contact information, bank account information, financial information and employment information.

• Borrower information: When customer registration is required customer identity information (such as SSS), job information, the nearest person who can be contacted in emergency situations and others.

• Communication information: Contacts,address book and more.The purpose of our visit to the address book is to control risk, increase the pass rate of user applications, and reduce the cost of user loans.

• Sensitive information : GPS,precise real-time location and others.Beause our services are only rendered for those who are located in the Philippines.

• Sensitive information : May collect the directory information of the installed app.

• May collect technical information about your device, such as device type, browser type, IP address, operating system, and device identifier.

• May collect technical data about your usage of the PesoPlus App and how you interact with our digital advertisements and promotions. PesoPlus collects this information using cookies and similar technologies subject to your consent.

We collect information about you in a number of ways:

• Information you provide to us through our applications;

• Information you provide through communications with us;

• Information from outside sources such as credit bureaus and customer service providers to help us with customer verification and credit-related decisions.

PesoPlus will not share any personally identifiable information with other parties except as described in this policy and in the Applicant Consent Form signed by the customer. PesoPlus also processes anonymous data, aggregated or not, in order to analyze and produce statistics related to the product usage patterns, and demographics of users. Such anonymous data does not allow the identification of the users to which it relates. PesoPlus may share anonymous data, aggregated or not, with third parties.

To acquire personally identifiable information is voluntary, you can refuse to present these information. However, if you want to access or use our services, personally identifiable information is required.


2. Information Collected by Third Parities

PesoPlus works closely with third parties, including credit reference agencies, business partners, sub-contractors in technical, fraud prevention agencies, payment and delivery services, analytics provider.


3. Usage and Sharing of personally identifiable information

PesoPlus acquires personally identifiable information with your permission when you visit the Website. With personally identifiable information, PesoPlus provides you with customer support or products you request, such as processing loan transactions and updating your account records. PesoPlus may also use personally identifiable information to prevent and detect fraud, this may involve the use of voice detection technology to analyse recordings of your telephone calls with us. And also can enhance your experience of using our App and/or Our Sites or our Services.

In order to provide you better services and technical support, PesoPlus may share your personally identifiable information with third parties, which are bound by the liabilities and can never share your information with the other third party or use your information for any other purpose. PesoPlus may also use your PII to disputes, troubleshoot technical problems, enforce our agreements with you to make the customization of the Internet service. PesoPlus may disclose your information with consumer reporting and other related agencies.

4. Cookies used by PesoPlus and Third Parties

In order to distinguish you from other users of the App, Our Sites and App Site, we use cookies, which helps us provide you with a better experience when you use the App or browse the App Site and also allows us to improve the App, Our Sites and the App Site.


5. Links to Third Party Websites

If you click on an advertisement presented on PesoPlus’s site, you may be taken to a website that PesoPlus doesn’t operate or control. You should review the privacy statements and terms of use of all third party websites you access. These third party websites may independently solicit and collect information from you.


6. Children’s privacy

You must be 18 years of age or older to register on our App Site. PesoPlus does not knowingly collect Personally Identifiable Information from children under the age of 18.


7. Changes

PesoPlus has the right to change or remove portions of our Privacy Policy at any time without prior notification. Changes to this Policy will be posted on the Website and PesoPlus will revise the “Effective” date at the top of this policy. Please review this Policy each time you access the Website. If PesoPlus makes any material changes in the way it collects, uses, and/or shares personal information that may impact you, PesoPlus will notify you by posting notice of the changes on this website.


8. Privacy Inquiries or Complaints

PesoPlus works on keeping that all personally identifiable information accurate and complete. Your information is completely in control. You can change your personally identifiable information at any time and as often as necessary. You may also request personally identifiable information to be removed from our databases. Information may be withheld or exempted from deletion if this is required by law or is part of a fraud investigation, or as otherwise as described above.

If you have concerns, comments or questions regarding the services or modifications and access to your personally identifiable information rendered by the Site, please contact us via to pesoplus.app@gmail.com.