What Are The 8 Types Of Personal Injuries?

8 types of personal injuries that can be covered under your homeowners insurance

Many homeowners insurance policies have a personal injury provision that covers property damage and bodily injury. Property damage means physical injury to the property itself. If you fall off your roof and break your leg, this is property damage. A property damage claim is paid directly to the repair shop or the company that fixed the problem.

A personal injury claim covers damages for bodily injury, such as medical bills and lost wages. If you’re injured on someone else’s property, for example, you might have a personal injury claim. Your homeowner’s policy provides coverage for personal injuries.

Personal injury claims are generally more difficult to process than property damage claims. The insurance adjuster will want to see the extent of your injury and the damage to the property. Personal injury cases are usually settled out of court.

When a person is injured on another person’s property, he or she can make a claim against the property owner and his or her insurer, but personal injury claims are also possible against other parties. For example, if you are hit by a car while crossing the street, you could sue the driver or the city. You could also sue the driver’s employer, the driver’s auto insurance company, or even the insurance company for the street.

The following are eight common types of personal injuries:

1. Auto accidents: If a driver hits you with a car, you can make a personal injury claim against the driver. If you are the driver, you can sue the passenger or the driver’s insurance company for the damage you caused.

2. Premises liability: If someone slips and falls on your property, you can sue the property owner for negligence. The person can also sue the property owner’s landlord, contractor, or business partners.

3. Wrongful death: If someone dies due to negligence, you can sue the person who caused the death. This can be a family member, a doctor, a hospital, or a pharmaceutical company.

4. Medical malpractice: If a doctor makes a mistake during a surgery, procedure, or treatment, you can sue the doctor.

5. Product liability: If you are injured by a product, you can sue the manufacturer of the product.

6. Negligence: If you are hurt on someone else’s property, you can sue that person if they are negligent.

7. Battery: If a person touches you without your permission and causes harm, you can sue for battery.

8. Strict liability: If a dangerous product harms someone, the manufacturer can be held strictly liable for the harm.

What Would Be Considered A Personal Injury?

We've heard it before: "You have nothing to fear but fear itself." But in times of great uncertainty, the idea that you should be afraid of the future is not exactly comforting. In fact, it's downright dangerous.

In a normal day, most of us are pretty confident in our abilities to navigate the twists and turns of life. We don't worry about getting hit by a car while walking across the street, or about having to deal with the aftermath of a tragic accident. But there are things beyond our control, and those things can become major obstacles in our lives.

Just ask the woman in the photo above. She was involved in a terrible car accident in late February, and it cost her her right leg and left arm. But that doesn't mean her life is over. In fact, it's only beginning.

According to a recent study, around 10 million people have experienced some form of traumatic injury in their lifetime, and the number is rising. And according to a recent survey from the National Association of Medical Examiners, the number of people who die from trauma-related injuries is on the rise, too.

Traumatic injuries are incredibly serious, especially for victims who are still alive. They can result in long-lasting disabilities, chronic pain, and emotional distress. Fortunately, there are many ways to handle a traumatic injury, and most of them involve legal assistance.

Unfortunately, the number of attorneys willing to take on such cases is dwindling. So if you've been injured, it's critical that you seek help as soon as possible. The sooner you do so, the more likely it is that you'll be able to find an attorney who is willing to take your case.

That's where we come in. At The Law Offices of Daniel C. D'Amico, our personal injury attorneys have decades of experience helping people in similar situations. They're here to offer guidance, advice, and support, and to make sure that you're properly compensated for your injuries.

Contact us today to learn more. Our personal injury lawyers have helped thousands of clients just like you.