Privacy Policy
Privacy Policy
Privacy Policy
This Mobile App is provided by Pen Prathamik Shikshak Sahakari Patpedhi Ltd. This Privacy Policy outlines how we collect, use, store, and protect your information. Please read this policy carefully. By using our services, you agree to the collection and use of your data in accordance with this Privacy Policy.
We collect the following types of information:
Personal Data: Includes data that identifies you, such as your name, mobile number, email address, and other details provided during registration.
Profile Photo/Image: Collected with your permission to personalize your profile and enhance the user experience.
Anonymous Data: Information that cannot identify you, such as browser type, IP address, device type, and usage patterns.
Location Information: Collected when necessary (with your consent) to provide location-based services like finding nearby ATMs.
We are committed to handling your data securely:
All personal and sensitive data is encrypted during transmission using modern encryption standards like HTTPS.
Login and transaction PINs are securely generated and stored in encrypted form.
Sensitive data like names and account numbers are never exposed unnecessarily. Only personalized, dynamic content relevant to your account is displayed.
We use your data to:
Provide the services you request.
Personalize the app experience using your profile photo.
Improve our products and services.
Send updates, notifications, and important alerts.
We retain your personal data:
As long as necessary to provide our services, manage your account, and handle any concerns.
For legitimate business or legal purposes such as fraud prevention, regulatory compliance, or resolving disputes.
Once no longer needed, data may be deleted, anonymized, or securely destroyed.
Our app may use services from third-party providers (e.g., payment gateways, analytics, or authentication systems). Please note:
Each third-party service has its own terms and privacy policies.
We do not control or endorse third-party services and are not liable for issues arising from their use.
Your interactions with such services, including sharing of personal or payment information, are solely between you and the provider.
We may change or remove third-party services at any time.
To deliver our services, the app may request the following permissions:
Location (MAPS_RECEIVE, READ_GSERVICES): To detect nearby ATMs.
Internet Access (INTERNET, ACCESS_NETWORK_STATE): For online services and checking connectivity.
Camera (CAMERA, autofocus): To scan QR codes for transactions.
Storage (WRITE_EXTERNAL_STORAGE, READ_EXTERNAL_STORAGE): To download and access PDF account statements.
Notifications (POST_NOTIFICATIONS): To send updates, alerts, and promotional messages.
You can register using your mobile number. During registration, we collect necessary information for identity verification and secure access to your account.
The app supports services like fund transfers, bill payments, mobile recharges, and insurance payments. These transactions are processed securely using industry-standard encryption and protocols.
We use Firebase to send notifications, such as update alerts. Firebase ensures secure delivery of these messages.
We follow best practices to ensure data confidentiality and integrity:
End-to-end encryption protects data between your device and our servers.
Sensitive information is never publicly visible or stored insecurely.
Only essential information is used to offer a personalized experience.
Our services are not intended for children under 13 years of age. We do not knowingly collect personal data from children. If we become aware that a child under 13 has shared data with us, we will delete it promptly. Parents or guardians can contact us to request such deletion.
We may update this Privacy Policy from time to time. Changes will be posted here with a revised date. You are encouraged to review this page periodically. Continued use of the app signifies your agreement with any updates.
By using this app, you agree to the terms outlined in this Privacy Policy. If you do not agree, please refrain from using the app. Continued usage after policy updates implies acceptance of the revised terms.
For any questions regarding this Privacy Policy or your data, please contact us at:
📧 penprathamikshikshakpatpedhi@gmail.com