# Privacy Policy for PennyWise Budget Planner
**Last updated: January 2025**
## Information We Collect
PennyWise collects and stores the following information:
- Budget data (income and expense categories and amounts)
- Transaction records and receipts you choose to scan
- Device information for app functionality
- Account information (email, name) for authentication
## How We Use Your Information
Your budget data is used solely to:
- Provide the budgeting functionality
- Sync your data across your devices
- Backup your data securely
## Data Storage and Security
- All budget data is stored securely using Firebase Firestore
- Data is encrypted in transit and at rest
- We implement industry-standard security measures
- Local data is stored on your device for offline access
## Advertising
We display ads using Google AdMob. AdMob may collect:
- Device identifiers
- Ad interaction data
- Approximate location (for relevant ads)
You can opt out of personalized ads: https://www.google.com/settings/ads
## Data Sharing
We do not sell, trade, or share your personal budget data with third parties. Your financial information remains private and is only accessible to you.
Third-party services we use:
- Firebase (Google) - Authentication and data storage
- Google AdMob - Advertising
- Google ML Kit - Receipt scanning (processed on-device)
## Your Rights
You have the right to:
- Access your data
- Delete your data
- Export your data
- Modify your data at any time
## Contact Us
If you have questions about this Privacy Policy, please contact us at:
support@pennywisebudget.app
## Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy in the app and updating the "Last updated" date.
## GDPR Compliance (UK/EU Users)
Under GDPR, you have the right to:
- Request a copy of your data
- Request deletion of your data
- Withdraw consent at any time
- Lodge a complaint with the ICO (UK)
To exercise these rights, contact: support@pennywisebudget.app