Privacy Policy — PennyCrunch

Effective Date: October 2025

Thank you for using PennyCrunch, the offline budgeting and expense management app.

Your privacy is important to us, and this policy explains how PennyCrunch handles your data.

1. Data Collection

PennyCrunch does not collect, store, or transmit any personal or financial data.

All budgets, transactions, and reminders are stored locally on your device and are never uploaded to any server.

2. Internet Access

PennyCrunch works fully offline.

Internet access is only used when:

• You manually check or update currency exchange rates.

• You export or back up your data (e.g., via email or cloud storage).

No data is ever sent to the developer or any third party.

3. Permissions

The app may request access to your device’s storage or file system to enable exports and backups.

These permissions are used solely for user-requested functions.

4. Third-Party Services

PennyCrunch does not use analytics, tracking, advertising, or data collection tools.

5. Security

All financial information remains stored locally on your device.

You are responsible for managing your device’s security and backups.

6. Contact

If you have any questions, feedback, or privacy concerns, please contact us at:

📧 help.pennycrunch@gmail.com

7. Changes

This Privacy Policy may be updated occasionally.

The latest version will always be available at:

👉 https://sites.google.com/view/pennycrunchsupport